Getting to Know Benefits Packages - PowerPoint PPT Presentation
Title:
Getting to Know Benefits Packages
Description:
This presentation goes into depth all the services Benefits Packages offers. It also breaks down the different insurance policies, and why they are the perfect one. – PowerPoint PPT presentation
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Title: Getting to Know Benefits Packages
1
Benefits Packages
- Covered California
http//www.benefitpackages.com
2
Plans Offered
- Alameda Alliance for Health, Anthem Blue Cross of
California, Blue Shield of California, Chinese
Community Health Plan, Contra Costa Health Plan,
Health Net, Kaiser Permanante - L.A. Care Health Plan, Molina Healthcare, Sharp
Health Plan, Valley Health Plan, Ventura County
Health Care Plan, Western Health Advantage
3
Benefits Included in Plans
- Ambulatory patient services, emergency services,
hospitalization, maternity and newborn care,
mental health and substance use disorder services - Prescription drugs, rehabilitative services,
laboratory services, preventative and wellness
services, pediatric services
4
Comparing Insurers
- Alameda Alliance for Health
- Anthem Blue Cross of California
- Network has 12 hospitals with 3,100 physicians
- Approximately 300 hospitals with 30,3000
physicians
5
Comparing Insurers
- Blue Shield of California
- Chinese Community Health Plan
- 223 hospitals with 22,048 physicians
- Serving with 9 hospitals and 315 physicians
6
Comparing Insurers
- Contra Costa Health Plan
- Health Net
- 10 hospitals with approximately 5,000 physicians
- Hospitals serving are 2040 with approximately
44,000 physicians
7
Comparing Insurers
- Kaiser Permanente
- L.A. Care Health Plan
- 35 hospitals with 14,219 physicians
- 35 hospitals with 1,005 physicians
8
Comparing Insurers
- Molina Healthcare
- Sharp Health Plan
- Serving you with 29 hospitals and 4,568 physicians
- Serving with 7 hospitals and 2,600 physicians
9
Comparing Insurers
- Valley Health Plan
- Ventura County Health Care Plan
- 4 hospitals with 933 physicians
- 6 hospitals with 176 physicians
10
Statewide Average Premium Rates
- Western Health Advantage
- 15 hospitals with 3,000 physicians
- Lowest Silver plan is 304, second lowest silver
plan at 325, third lowest silver plan is 335,
average of the three plans is 321
11
Important Points to Remember
- Important point is that if the consumer goes
through the exchange directly they cant look at
the plans out of the exchange. - The plans within the exchange will have skinner
networks - If they call the carrier directly they cant
sell them their own plan within the exchange let
alone other carriers.
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