Money for MOP$

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Money for MOP

• Gary and Jenni Hoag

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Money for MOP

• We go to school to learn how to make money, but
  we are not taught how to handle money
  responsibly!
• As a parent, youre in the perfect position to
  help your children through the money maze of life
  by helping them form healthy money habits and by
  teaching them how to give, save and spend.
• Today in Money for MOP, we want to provide you
  with tips and truths for helping both your kids
  and you manage money in a way that honors God!

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Tips for 3-5 year olds

• Give Let your son or daughter put a coin in the
  offering plate every Sunday at church. They will
  actually look forward to going to church to do
  it.
• Save - Give your son or daughter a jar and put
  your spare change in it. Help them see how coins
  add up. Do basic counting activities with the
  coins.
• Spend Use cash. Kids cannot understand credit.
  Help them understand that coins and bills are
  things we give to get things we need.

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Tips for 6-10 year olds

• Allowance starts here. Make em earn it doing
  chores!
• Give 1 per week. Ask them make the decision
  where the money should be given.
• Save - 1 per week. Open a bank account for your
  son or daughter. Have them go with you to make
  the regular deposits.
• Spend 1 per week. Basic budgeting starts here.
  If they want something, they need to accumulate
  their spending dollars until they have enough .

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Tips for 11-14 year olds

• Basic working begins lawn mowing, babysitting,
  etc
• Give Take your son or daughter on a mission
  trip or other experience to expand their
  understanding of how blessed they are and how
  vital it is to give to others who are poor or
  need to learn about God.
• Save Compound interest. Teach your kids how to
  make money work for them while they are working
  for money.
• Spend I have everything I need. I have learned
  to control my wants. Open a checking
  account.

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Tips for 15-18 year olds

• They get their first real job.
• Give Challenge your son or daughter to give
  their first fruits back to God when they get
  their first paycheck (and every one after that).
• Save Encourage Grandparents to help them learn
  how to manage assets by helping them set up a
  brokerage account. Save to help pay for college.
• Spend Allow them to get their first credit card
  while under your watch so that they dont go off
  the proverbial deep end of debt in college.

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Tips for MOP for Giving
Evangelism
Discipleship
Mercy



Jerusalem
CHERRY HILLS COMMUNITY CHURCH
Judea Samaria
RESCUE MISSION
CAMPUS CRUSADE
YOUNG LIFE
DENVER SEMINARY
WORLD VISION
Ends of the Earth
MISSIONS
THE GIVING PORTFOLIO
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Tips for MOP for Saving

• The Joseph Principle
• a.k.a. The Storehouse Principle
• The LORD will command the blessing on you in
  your storehouses and in all to which you set your
  hand, and He will bless you in the land which the
  LORD your God is giving you. Deuteronomy 288
• Set aside a little every month. Learn to live
  within your means. That way, money is there for
  dealing with emergencies.

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Tips for MOP for Spending

• Live on a budget. Spend money without feeling
  guilty.
• Chart your expenses for a month. Keep doing it.
• Set up basic expense categories Giving,
  Mortgage, Car, Other Debt, Insurance, Utilities,
  Gasoline, Gifts, Dry Cleaning, Cable TV, Food,
  etc
• Pay off your credit card every month.
• Eat out less. Plan your meals.
• Think of ways to have family fun that cost 0.

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Truth 1 Be Content

• But godliness actually is a means of great gain
  when accompanied by contentment. For we have
  brought nothing into the world, so we cannot take
  anything out of it either. If we have food and
  covering, with these we shall be content. But
  those who want to get rich fall into temptation
  and a snare and many foolish and harmful desires
  which plunge men into ruin and destruction. For
  the love of money is the root of all sorts of
  evil, and some by longing for it have wandered
  away from the faith and pierced
  themselves with many griefs. 1 Timothy
  66-10.

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Truth 2 Trust in God!

• Instruct those who are rich in this present
  world not to be conceited or to fix their hope on
  the uncertainty of riches, but on God, who richly
  supplies us with all things to enjoy. Instruct
  them to do good, to be rich in good works, to be
  generous and ready to share, storing up for
  themselves the treasure of a good foundation for
  the future, so that they may take hold of that
  which is life indeed. 1 Timothy 617-19

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Did you know?

• If you own a car, you are in the 90th percentile
  of the richest people in the world.
• If you own a house, you are in the 95th
  percentile of the richest people in the world.
• If you make 25,000 your household income is in
  the 90th percentile of the highest income earners
  in the world.
• If you make 50,000 your household income is in
  the 99th percentile? (www.globalrichlist.com)

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Personal Questions

• Realizing how financially rich and materially
  blessed we are in this present world, personally
  and prayerfully consider these questions
• How are we handling all God has entrusted us
  with?
• Are we giving, saving, spending with a plan?
• Are we content with food and clothing?
• Are we trusting in God or in our money?

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Discussion Questions

• Giving How often do you give? To what do you
  give? Is there something you could sacrifice to
  be able to have more money to give? What are you
  going to teach your children about giving?
• Saving Have you lived on less than you have
  earned? How about your kids? Do they have
  spending parameters so that they have some money
  saved? What is one new thing you could do to save
  or to teach them to learn to save?

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Discussion Questions

• Spending Do you purchase needs before wants? Are
  you paying off your credit card(s) every month?
  How are you teaching your kids good spending
  habits?
• Be Content Is your focus in life merely to get
  rich? How much is enough? Have you controlled
  your wants or are stuffocated? Whats one area
  you could work on?

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Discussion Questions

• Trust in God It is easy to find security and
  hope in stuff. Only God is worthy of our trust.
  Stuff is to be enjoyed and shared. Anything need
  to change in your life?

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Money for MOP

• Comments or Questions ?
• gary.hoag_at_generositymonk.com
• jennihoag_at_earthlink.net