Company and

1

• Company and
• Product Overview
• The AMLA
• Doug Keipper, CAMS

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Bankers Toolbox Service!

• Services Available from Bankers Toolbox
• Due Diligence process for selection facilitated
  by a prior BSA Officer, CAMS
• Training from CAMS trainers for end users
• Consulting Services to help to create your
  assessments on risk written procedures if needed
• Active national and regional user groups to share
  ideas, impact development, establish best
  practices and communicate on the private website
• Help Desk available 11 hours per day 5 days per
  week

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Bankers Toolbox Solutions!

• Products available from Bankers Toolbox
• BAM (BSA and SAR Manager)
• EDD
• QAR
• CTR
• WirePro Enterprise
• Kite and Fraud Manager
• Solutions based upon the financial institutions
  environment (host or teller systems specific) NO
  redundancy in deliverables which saves bank time
  and money!

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Compliance is Made Easier to Reduce Your
Time-on-Task

• Utilities performed by BAM
• 314(a)
• OFAC
• NCCT or other lists
• CTR reconciliation and/or filing
• SAR filing and tracking
• Monetary Instrument Logs
• Wire Logs
• Data validation

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314(a)
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OFAC, NCCT and other lists

• OFAC
• NCCT
• 311 lists of sanctioned entities
• State Department lists of primary concerns on
  drug origination countries

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CTR Reconciliation and Generation
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Automated Risk Rating

• Risk categories based upon
• Products
• Market Space
• Actual Activity
• Foreign vs. EIN vs. SSN
• Business Type
• Past negative behavior
• HIFCA
• HIDTA
• And others..

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Bankers Toolbox Facilitates Monitoring

• Structuring and Micro Structuring
• Activity not consistent with Customer Profile
• High Velocity Behavior
• Spikes in Volume
• Deviations from Moving Average
• Wire Activity
• High Risk countries and entities
• ATM transactions from foreign countries
• ACH transactions with unusual trade industry
  relationships
• Large Internet bill payments
• Transfer of funds between related accounts
• Accounts that involve the same or related
  principals
• Transactions conducted by non-customers
• Seemingly unrelated accounts linked by common
  telephone numbers or addresses

..and more
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Enhanced Due Diligence Module
Branch personnel can capture the expected
transactional volume for a new account

• Cash In / Out
• Wires In / Out
• Monetary Instrument purchases
• ACH In / Out
• ATM Transactions

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Enhanced Due Diligence Module

• ETV Tolerance Report measures deviations against
  purported transaction volume
• User defined minimum tolerance level
• Scheduled or on-demand reporting

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Check Kiting and Check Fraud

• Duplicate Checks
• Serial (check) numbers out of range
• Dollar amount of check deviates from average
• Number of checks that deviate from historical
  activity
• Kiting suspects based upon using up to 9 rules to
  hone in on the true suspects

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Solutions!

• Facilitate your selection process
• Customize product mix to your needs
• Assist in implementation
• Train your staff
• Create best-practices and procedures
• Support you by providing on-going assistance
• Continue to develop products to meet your needs
  in meeting the rigorous demands of compliance and
  audits

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If you need additional information please
contact Doug Keipper 678-566-3114 or
Doug.Keipper_at_bankerstoolbox.com

• Questions?