Personal Finance: Empowering Students and Enhancing Lives

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Personal Finance Empowering Students and
Enhancing Lives

• Resources Great Websites you can Count On

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Great Websites

• www.ftc.gov/bcp
• (Bureau of Consumer Protection)
• Articles on identify theft protection, latest
  consumer scams, filing complaints online
• Every state has a similar website for consumers,
  usually at Attorney General webpage
• www.ssa.gov
• Social security withholding rates (4.2 in
  2010), getting your annual statement, maximum
  taxable amounts

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Great Websites

• http//en.wikipedia.org/wiki/Credit_Card_Act_of_20
  09
• Gives background on the law lists the
  protections for consumers of the Credit
  Cardholders Bill of Rights
• Also points out that lots of abuses remain such
  as unlimited rate increases and lowered credit
  limits (gives criticisms as well as benefits)

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Great Websites

• www.consumeraction.gov
• Also called the federal citizens information
  center, students can order the 2011 Consumer
  Action Handbook.
• Great information on understanding credit, how
  to file a complaint, and the latest consumer
  news.
• Good place for young consumers to get advice and
  avoid rip-offs.

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Great Websites

• www.nclnet.org
• This private (not government) site for the
  National Consumers League provides considerable
  information on personal finance topics (click on
  personal finance link) they also have a fraud
  center. This is a good place for students to
  learn about scams and ways to protect themselves.