Appraisal of Term Loan: Managerial and Technical Aspect

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Appraisal of Term Loan Managerial and Technical
Aspect

• Md.Masudul Haque
• BIBM

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Appraisal
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Appraisal
Feasibility study
Economic Feasibility
Commercial Feasibility
Technical
Marketing
Financial
Managerial
Organizational
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Project

• A temporary endeavor undertaken to create a
  unique product or service.A grouping of task with
  specified start and end.A project is a one time
  event.

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Project Appraisal
Feasibility study
Economic Feasibility
Commercial Feasibility
Technical
Marketing
Financial
Managerial
Organizational
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Attributes of a Project

• Purpose
• Life cycle
• Interdependencies
• Uniqueness

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Project Life cycle.
Tk
Time
Initiation
Planning
Implementation
Closeout
Initial charter
Plan
Deliverables
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Characteristics of a Good Project

• Existence of well defined goal
• Definite start and end point
• Capacity of being planned and controlled by
  individuals or project members.
• Composition of very rich project team
• Production of socially desirable goods services
• Significant contribution towards national
  development.

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SMART Concept

• S Specific
• M Measurable
• A Agreed by the team and stake holders
• R Realistic within the specific environment
• T Time constrained

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Triple Constraints

• Time
• Cost
• Quality

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Management Aspect

• 1.Identification of Management Competence
• Skilled and efficient executives in various
  departments
• Production engineer or chemical engineer
• Good management employee relationship
• Participative management
• Low turnover of employee

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Management Aspect

• 2.Management Integrity
• Pays income tax
• Report from suppliers
• Misrepresentation of information
• CIB report
• Change of auditors
• No breach of contract
• No fund diversion

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Management Aspect

• Family and education background of the
  entrepreneurs.
• Financial strength and capability of mobilizing
  fund.
• Technical skills of the entrepreneur.
• Experience of the entrepreneur.

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Organization Aspect

• Whether the proposed project likely to be
  successful.
• Whether any out side help needed.

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Organization Aspect

• Organization Structure
• Organization Work flow.
• Organizing and Staffing the Project Team

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Technical Aspect
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Technical Aspect

• 1. Location of the project
• 2. Structures and civil works
• 3. Machines and equipment
• 4. Manufacturing process
• 5. Availability of raw materials
• 6. Power and fuel supply
• 7. Plant capacity
• 8. Use of technology
• 9. Repair and maintenance of the project
• 10. Environmental aspects

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Thank You ALL