How to write a check

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How to write a check

• International Student Orientation

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Why necessary?

• Even though ATMs are fast becoming the most
  convenient way to pay for goods and services,
  many companies and institutions (such as UMass
  Dartmouth) still require payments to be made in
  check form.

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Step 1 Date

• Begin by writing the date on the line provided
  mm/dd/yyyy
• e.g. 12/28/2006

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Step 2 Pay to the Order of

• Indicate the name of the person or company to
  whom you are writing the check on the line next
  to Pay to the Order of

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Step 3 Dollar Amount

• Write out the numerical dollar amount that the
  check will be cashed for in the box provided.

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Step 4 Writing out Dollar Amounts

• In the space provided, below Pay to the Order of,
  write the same dollar amount as previously
  indicated in words and a fraction for the
  less-than-dollar amounts. Then use a line to fill
  in empty space on the line.

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Step 5 For/Memo

• On the bottom left hand corner of the check there
  is a line which will say For or Memo. On this
  line indicate for what purpose the check is being
  written.

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Step 6 Signature

• On the lower right portion of the check there
  will be a blank line for your signature, if the
  check is to be cashed your signature must be
  there.

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Tips Warnings

• Always keep your balance handy, if you dont know
  it and over draw on your account you will be
  charged a substantial fee by the bank.
• Duplicate checkbooks that make carbon copies of
  your checks are a good idea as they keep a more
  accurate record of your transactions.
• Keep your account number memorized

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Tips Warnings Cont..

• If you give a person a post-dated check (one that
  you dont want cashed until a certain date). Let
  them know so that they are not surprised when the
  bank does not credit their account immediately.
• Destroy your voided checks so that people do not
  get a hold of your routing number and are then
  able to counterfeit them.