Phishing for Credit Card Accounts

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Phishing for Credit Card Accounts

• By Margarita Alvarado

2
Definitions

• Pretexting when someone deceives another by
  pretending to be someone else.
• Phishing similar technique for obtaining
  unauthorized data that uses pretexting through
  email

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Phishing cont.

• Phisher pretends to be a legitimate company
  sends an email requesting confidential
  information/data.
• Ex.
• Account Numbers
• Social Security Numbers
• Account Passwords, etc.

4
Phishing cont.

• Phishing is an operation that spoofs (imitates)
  legitimate companies to illegally gain other
  information also such as
• Credit card Numbers
• Email Account information
• Drivers License Numbers
• Also may install malicious program code or
  programs such as
• Spyware
• Adware
• Malware

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Become familiarized know what to look for

• Check for examples of different companies and how
  they have been phished through a website.
• See how many large well-known companies have
  suffered through phishing attacks.
• Fraudwatchinternational.com/internetfraud/phishing
  /examples

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Defending Protecting Yourself

• First
• Dont open emails that you know you never signed
  up for or about any purchase that you do not
  recall or havent made
• If you did make a purchase
• Do not email the company back especially through
  the links within the email.
• Contact the vendor directly via phone or through
  the vendors official website.

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Defending Protecting Yourselfcont.

• Second
• If you do open the email
• Read carefully and see if it all makes sense
• Check for misspelled words or poor grammar
• Third
• Do not be misled by legitimate-looking graphics.
• Phishers are criminals who obviously do not
  follow trademark agreements.

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Defending Protecting Yourselfcont.

• Overall
• Be cautious of unwanted emails
• If youre hesitant to it being legitimate
• Contact the company directly
• Ask about the email you received to the companys
  representative
• No matter what-NEVER give out confidential data
• Account Numbers
• Social Security Numbers
• Driver License Numbers
• Credit Card Numbers

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What Phishing Could Do

• Phishing does a lot of damage in many different
  ways.
• Examples are
• Financial Loss
• Identity Theft
• Viruses or unwanted programs installed on your
  computer
• Most of the times- constant problems there after.

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Always Remember

• Last time stated
• Do not open suspicious emails
• Check for falsified information or misspellings
• Phishing will always be a frequent problem due to
  the intent and knowledge of the criminals behind
  it.

11

• Any Questions?
• Thank you for listening.