Increasing credit flow for agri allied activities

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Increasing credit flow for agri allied activities

• GROUP NO. 4
• MEMBERS
• Santhosh Kumar, K
• Sunit Kumar Biswal
• Prasad Raut
• Vinod Gulhane
• Ramamoorthi, K
• Vikitha rani
• Muthu Kumar, D
• Swarnalata Misra
• Mukesh Kumar Meena

Co ordinator Shri. V. P. Saxena Sr.
Manager (Faculty)
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Introduction Agri allied activities

• One of the largest contributors (GDP) almost
  18.5 of total
• Providing needs of society the raw materials
  for segments of Indian industry.
• Livelihood for almost two thirds of the work
  force.
• Agriculture to grow _at_ 4 per cent p.a.

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AGRI ALLIED SECTORS

• Dairy
• Poultry
• Fishery
• Goat and sheep
• Piggery
• Apiculture
• Sericulture

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Need for credit flow to allied activities of
agriculture

• Three major reasons for switch over to agri
  allied activities are
• Change in crop production (table 1)
• Change in food consumption (table 2)
• Portfolio concept

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Table 1.
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(No Transcript)
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Table 2. Consumption Expenditure on Food grains,
Fruits Vegetables Other Food Items (percent)
Source Economic Survey, 2001-02, Government of
India.
 
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Livestock Sector

• India ranks first in buffalo population, second
  in cattle and goat, third in sheep, fourth in
  ducks fifth in chicken
• The ground level credit (GLC) increased from
  Rs.1,763 crore during 1997-98 to 2,221 crore
  during 2001-02 and further to Rs.3,097 crore
  during 2004-05 for this sector.
• Non-availability of quality animals, poor
  management, poor infrastructure, inadequate
  processing facilities are some constraints

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Fisheries Sector

• India is the third largest producer of fish in
  the world
• Inadequate ancillary facilities like Mini Fish
  Seed Hatcheries, rearing of fingerlings,
  processing units, market yards, fish feed plants,
  etc., are major constraints
• The GLC flow to the fisheries sector that
  increased from Rs.338 crore during 1997-98 to
  Rs.508 crore during 2001-02 and further to
  Rs.1301 crore during 2004-05.

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Ground level credit flow for Horticulture
(Rs. In crore)
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AGRO AND FOOD PROCESSING SECTOR

• Sector covers fruits, vegetables, meat and
  poultry, milk milk products, fisheries,
  consumer product groups.
• Fruits and vegetable processing is expected to
  increase to 10 per cent by 2010 and to 25 per
  cent by 2025
• Benefit the farmers in better realization of
  value of their produce

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Cold Storage Infrastructure

• Establishment of cold storages has picked up
  since the mid nineties
• Processing function adds value to the products
  and enhances the incomes of the farmers in
  addition to generating employment
• High investment with entrepreneurial skills are
  required for creating and managing these
  infrastructure.

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PROJECTED GLC IN AGRICULTURE DURING 11TH
FYP Source (Planning Commission, 2006, An
Approach to the 11th FYP, GoI).
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SCHEMES OF BANKS

• DAIRY
• Purchase of animals
• Milk collection units
• Setting up veterinary dispensary
• Mobile Artificial insemination unit
• Vaccine manufacturing units
• POULTRY
• Layer farms for egg production
• Broiler production
• Feed manufacturing units
• Layer and broiler hatchery

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• OTHER LIVESTOCK
• Sheep and goat rearing
• Rearing rabbit
• Growing emu
• FISHERY
• Setting up of hatchery
• Prawn culture
• HORTICULTURE
• Orchards
• Vegetables
• Floriculture
• Food processing units

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Other allied sectors

• Sericulture
• Bee keeping
• Vermiculture (hatchery and vermi compost)
• Biofertilizers production units
• Bio control agent production units
• Compost preparation units
• Mushroom cultivation

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SCHEMES BY GOVT. TO ALLIED SECTORS OF AGRICULTURE

• Animal husbandry
• National Project for Cattle Buffalo Breeding
• 2. Livestock Health Disease Control (LH DC)
• 3. Livestock Insurance Scheme

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Schemes for Horticulture

• SCHEMES OF NHB
• 1. Development of commercial Horticulture through
  Production and Post-Harvest Management
• 2. Capital Investment Subsidy for Construction /
  Modernization Expansion of Cold Storage and
  Storage's for Horticulture Produce
• 3. Technology Development and Transfer for
  Promotion of Horticulture
• 4. Market Information Services for Horticulture
  Crops
• 5. Horticulture Promotion Services (including
  terms of reference for Techno-economic
  Feasibility Study)

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FISHERIES

• Scheme on Development of Inland Fisheries and
  Aquaculture Ministry of Agriculture
• 2. Centrally sponsored scheme on development of
  marines fisheries, infrastructure and post
  harvest operations

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• SERICULTURE
• Central Silk Board (CSB) has been implementing a
  Centrally Sponsored scheme namely Catalytic
  Development Programme (CDP)
• FOR AGRICULTURE GRADUATES
• Agri Clinics and Agri Business Centres Scheme
  (Ministry of Agriculture, Government of India, in
  association with NABARD and MANAGE )

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GOI schemes through NABARD

• Venture capital fund for dairy and poultry
• Establishment of agri clinics and business
  centres
• Capital investment subsidy scheme for
  construction/modernization/expansion of cold
  storage
• Capital investment subsidy scheme for rural
  godowns
• Capital investment subsidy scheme for commercial
  production units of organics inputs

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WAYS TO ENHANCE CREDIT FLOW TO AGRI ALLIED
ACTIVITIES

• Create awareness among farmers through advt.
• Conducting kisan melas
• Educate farmers through progressive farmers
• Get assistance from state agriculture dept.
• Approach farmers through farmers club
• Arranging campaigns
• Help from NGO

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thank u