River Cities Bank

1
River Cities Bank

• Premier E-Corp Presentation

2
Product Features

• Account Transfers
• ACH Debits/ACH Credits
• Direct Deposit
• Internal Transfers
• Vendor Payments

3
Benefits of ACH Debits

• Funds available instantaneously no delays in
  customer payments.
• Cost is less than paper checks deposited.
• State of the art technology for your customers
  use.

• Helps you stay competitive in the market.
• Better control of cash flow from month to month.
• An additional payment option for your customers.

4
Benefits of Direct Deposit (Employee Payroll)

• Employee satisfaction- time savings of not having
  to take their payroll check to the bank.
• Funds are made available to the employee
  immediately.

• Employees receive a service charge free, interest
  bearing checking account at River Cities Bank.
• Checks wont be lost or delayed in the mail.

5
Product Features Cont.

• Tax Payments
• Loan Payments
• Reviewing Account Balances
• Bank Statement Research current month and
  previous months.

6
Product Features Cont.

• Check imaging- view previously paid checks
• Management capabilities allow named employees to
  make controlled transactions.

7
Product Benefits

• Complete Privacy
• Full service access to your accounts in a
  completely secure environment. This feature is
  available to you 24 hours a day, 7 days a week.
• Real time look at transactions including
  transactions from an ATM, teller line and funds
  transfers.

8
Product Benefits cont.

• Export transaction information for use with your
  personal finance application such as Quicken or
  QuickBooks, Microsoft Money or Windows Clipboard.
• Convenient and easy to use for complete banking
  functions.