Title: saqarTvelos kanoni safinanso seqtoris globaluri konkurentunarianobis Sesaxeb
1saqarTvelos kanoni safinanso seqtoris globaluri
konkurentunarianobis Sesaxeb
saqarTvelo siRaribis gareSe
saqarTvelos mTavroba
ianvari 2008 w.
2saqarTvelo siRaribis gareSe
- kanonis mTavari mizania saqarTvelo gadaiqces
globaluri finansuri centrad - saqarTvelos ekonomikis swrafi, dinamiuri da
stabiluri zrdis xelSewyoba - investiciebis mozidva, damatebiTi samuSao
adgilebis Seqmna
3saqarTvelo siRaribis gareSe
- saerTaSoriso safinanso centri
- Tavisufali industriuli zona
- sagadasaxado reforma
- axali fiskaluri paradigma
- efeqturi finansuri zedamxedveloba
4saqarTvelo siRaribis gareSe
- saerTaSoriso safinanso centri da Tavisufali
industriuli zona
5finansuri centrebi
6Cveni upiratesobebi
- xelsayreli geografiuli mdebareoba
- sakmaod Rrmad liberalizebuli da Ria ekonomika
- liberaluri savizo reJimi
- korufciis dabali done
- cxovrebis SedarebiTi siiafe Camoyalibebul
finansur centrebTan SedarebiT - xelisuflebis unari miiRos swrafi da Tamami
gadawyvetilebebi, moaxdinos liberalizacia da
gaxsnas bazari - saerTaSoriso gamocdilebis mqone finansistebi
7saqarTvelo - saerTaSoriso safinanso centri
- saerTaSoriso safinanso centris reJimi imoqmedebs
saqarTvelos mTel teritoriaze - mosalodnelia 10-12 mlrd aSS dolaris finansuri
aqtivebis dagroveba 5 weliwadSi - es niSnavs aTasobiT maRalanazRaurebad samuSao
adgils, aTasobiT damatebiT bizness da am
biznesebSi dasaqmebul mraval aTeul aTas adamians.
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8reformis ZiriTadi komponentebi
- dabali gadasaxadebi da specialuri sagadasaxado
reJimebi - makroekonomikuri stabiluroba
- finansuri regulirebis efeqturoba da gamWvirvaloba
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9sagadasaxado reforma industriuli zonebi
- cvlilebebi aucilebelia foTis Tavisufali
industriuli zonis Camosayalibeblad da pirobebis
Sesaqmnelad samomavlo zonebisaTvis - sagadasaxado da sabaJo kodeqsSi warmodgenili
cvlilebebiT Tavisufali industriuli zonebis
Sesaxeb kanonis Sesabamisad - zonaSi registrirebuli saerTaSoriso sawarmos
statusis mqone sawarmoebi gaTavisufldebian
mogebis gadasaxadisagan - zonaSi ganxorcielebuli operaciebi ar daibegreba
damatebuli Rirebulebis gadasaxadiT - qoneba gaTavisuflebuldeba qonebis gadasaxadisgan
- zonis teritoriaze Setanili saqoneli
gaTavisufldeba sabaJo gadasaxadisgan - saerTaSoriso Tavisufali sawyobi sasawyobo
mosakreblis garda sxva gadasaxadebisgan
Tavisufldeba, rac regulirebis gamartivebasTan
erTad xels Seuwyobs regionaluri sasawyobo
biznesis Seqmnas da ganviTarebas
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10sagadasaxado reforma safinanso centri
- rezidenti fizikuri pirebis nulovani dabegvra
ucxouri wyaroebidan miRebul Semosavlebze - saSemosavlo an/da mogebis gadasaxadisagan
Tavisufldeba - licenzirebuli finansuri institutebidan (bankebi)
miRebuli procentebi. - sajaro sasesxo fasiani qaRaldebidan miRebuli
procentebi - sajaro fasiani qaRaldebis realizaciidan miRebuli
nameti Semosavali - saerTaSoriso finansuri kompaniis aqciebidan
miRebuli dividendebi - saerTaSoriso finansuri kompaniis fasiani
qaRaldebis realizaciiT miRebuli nameti Semosavali
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11sagadasaxado reforma
- momavali 5 wlis ganmavlobaSi
- saSemosavlo gadasaxadis ganakveTi Semcirdeba 25
procentidan 15 procentamde - ganuldeba saSemosavlo gadasaxadi dividendebsa da
procentebze
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12makrostabiluroba axali fiskaluri paradigma
- axali fiskaluri paradigma
- savaldebulo fiskaluri proficiti da specialuri
fondebis Camoyalibeba gansakuTrebuli situaciebis
(teritoriuli reintegraciis da sxva)
dasafinanseblad - savaraudod dagrovdeba 1.5 - 2 mlrd aSS dolari
2009 wlis bolosTvis - erovnuli bankis fokusireba monetarul politikaze
- parlamentisadmi angariSvaldebulebis gazrda
- erovnuli bankis prezidentis piradi
pasuxismgeblobis gazrda inflaciis maCvenebelze
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13makrostabiluroba axali fiskaluri paradigma
- safinanso centrisa da Tavisufali industriuli
zonis - warmatebuli funqcionirebisaTvis savaldebuloa
- makrostabiluroba, risTvisac
- monetaruli politika efuZneba inflaciis prevencias
da inflaciis erTniSna maCveneblis savaldebulo
SenarCunebas. - erovnul banks ganesazRvreba mkafio da umTavresi
mizani SeinarCunos inflacia erTniSna
maCvenebelze. winaaRmdeg SemTxvevaSi dgeba bankis
prezidentis pasuxismgeblobis sakiTxi. - izrdeba erovnuli bankis damoukidebloba da
parlamentisadmi angariSvaldebuleba. - banki sruliad Tavisufalia gamoiyenos yvela is
instrumenti, rac saWiroa mTavari miznis
inflaciis erTniSna maCveneblis uzrunvelsayofad.
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14axali fiskaluri paradigma
- savaldebulo fiskaluri proficiti - (naSTis
moculoba mTliani Sida produqtis minimum 0.1),
inflaciis Semcireba da ekonomikuri zrdis
xelSewyoba - ori specialuri fondis Seqmna, romlebSic moxdeba
fiskaluri proficitisa da saprivatizacio
Semosavlebis akumulireba
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15axali fiskaluri paradigma
- momavali Taobebis fondi
- fiskaluri proficitis/naSTebis 30-mde
- kapitaluri Semosavlebis 75
- saxelmwifo mflobelobaSi arsebuli ZiriTadi
aqtivebis garkveuli wilebis gadatana momavali
Taobebis fondSi - fonds marTavs tenderis gziT SerCeuli wamyvani
saerTaSoriso banki - aqtivebis likvidurobis moTxovnebi dgindeba
kanoniT - fondis gamoyenebis miznebia
- saqarTvelos teritoriuli mTlianobis aRdgenis
Semdeg afxazeTisa da samxreT oseTis teritoriebis
swrafi ekonomikuri reabilitacia-reintegracia - sxva msgavsi tipis gamowvevebi
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16axali fiskaluri paradigma
- stabiluri ganviTarebis fondi
- fiskaluri proficitis/naSTebis 30-mde
- kapitaluri Semosavlebis 25
- imarTeba saqarTvelos erovnuli bankis mier
- maRali likvidurobis kriteriumebi dadgenilia
kanoniT - fondi SeiZleba gamoyenebul iqnas saqarTvelos
dinamiuri ganviTarebidan gamomdinare periodulad
warmoqmnil gamowvevebze efeqturi reagirebisa da
sabiujeto ciklurobis ganeitralebisTvis
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17finansuri seqtoris regulireba
- moxdeba safondo birJisa da centraluri depozitaris
demutualizacia (demutualisation), anu am
organizaciebis mesakuTreobisa da wevrobis
gamijvna - saqarTveloSi SesaZlebeli iqneba erTdroulad
ramdenime safondo birJis arseboba - bankebs SeeZlebaT depozitaris funqciebis
ganxorcieleba - nebismier finansur instituts (maT Soris
ararezidents) eqneba SesaZlebloba gaxdes erTi an
ramdenime safondo birJis wevri - ixveweba safondo birJebisa da centraluri
depozitaris salicenzio pirobebi - iqmneba sainvesticio fondebis regulireba,
gamartivdeba sajaro ganTavsebebis ganxorcieleba,
fasiani qaRaldebis kotireba SesaZlebeli gaxdeba
nebismier valutaSi
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18finansuri seqtoris regulireba
- erovnul bankTan Seiqmneba maRali avtonomiurobis
safinanso zedamxedvelobis saagento, romelic
moaxdens finansuri sferos regulirebis
konsolidacias da amavdroulad uzrunvelyofs fulis
gaTeTrebasTan brZolas - saqarTvelos sabanko sferoze gavrceldeba
aprobirebuli Fit Proper regulacia, rom
maqsimalurad gamoiricxos sabanko seqtorSi
mesakuTreebTan dakavSirebuli problemebi - mewarmeTa Sesaxeb saqarTvelos kanonSi
cvlilebebiT, moxdeba Sidakorporatiuli
urTierTobebis deregulirdeba, gaizrdeba mewarmeTa
Tavisufali nebis gamovlenis xarisxi, daCqardeba
da gamartivdeba biznesis dawyeba - buRaltruli aRricxvisa da auditis sistemaSi
dainergeba Tanamedrove IFRS, IFRS for SMEs, ISA
standartebi daiSveba eleqtronuli xelmowera da
sxv.
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