USA Benefits Group Americas

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USA Benefits GroupAmericas 1 Online Agency
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We do the shopping so you dont have to.

• ABOUT THE COMPANY
• USA Benefits Group is a nationwide network of
  health and life insurance professionals that have
  been serving small business owners and the
  self-employed since 1988.
• Non-captive agents working for you, not the
  insurance company.
• STABILITY
• 20 years of Health and Life Insurance
  Specialization
• SECURITY
• Working with only the top rated companies as
  determined by the A.M. Best Company
• Totally secure online platform. HIPAA compliant.
• Nationwide fully licensed independent agents
• COMMITMENT
• Dedicated to superior customer service
• Annual Reviews
• TOLL-FREE CUSTOMER SERVICE
• Personal and Professional Attention
• Knowledge and Dependability
• Promptness in Handling Your Requests

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A Few Questions to make sure you get what you
want.

• How old are you? Spouses name and age? ____
• How many dependant children will be covered?___
• Does anyone have any pre-existing health
  conditions?_______
• Is anyone taking any prescription drugs
  regularly?__
• Has anyone been hospitalized in the last 5
  years?___
• Is anyone currently pregnant? Are you planning a
  larger family?___
• Do you spend more than 350 (individual) or 750
  (family) per year on prescription drugs?
• Do you go to the doctor more than 7 times
  (individual) or 14 (family) due to sickness?____
• What is your current monthly cost?___ Have you
  had any/many rate increase?____
• Do you have a managed-care plan or HMO plan?
• What do you like about your current
  coverage?_____
• What do you dislike about your current
  coverage?_____
• What do you feel is the most important reason why
  you should carry health insurance?______

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Getting Started/ Enrollment Procedure

• Complete application for health insurance.Submit
  initial deposit of first months premium and an
  administrative fee. (varies per company)
• Future premium payments made by Monthly Bank
  Draft (M.B. D.)Insures your coverage wont be
  interrupted because of a missed payment. Other
  options may vary
• 1-3 Week Evaluation PeriodMay be longer
  depending upon medical requirements
• Insurance company issues your new policyAfter
  your application has been reviewed and approved.
  Do not cancel previous coverage until approved.
• Deposit is fully refundableIf your application
  is not approved by the Insurance company

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Can you afford to be without Health Care
Protection?

• Examples of doctor and hospital expenses
• Diabetes Mellitus(73 days of hospital
  confinement) 90,755
• Cervical Cancer(95 days of hospital
  confinement) 114,147
• Closed head injury vehicle accident(105 days
  of hospital confinement) 152,392
• Gastritis and acute vascular insufficiency(194
  days of hospital confinement)
  242,427
• Septic shock due to Weils Disease(Multiple
  hospital confinements) 949,583