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AusAID

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Loans provided to Home partners. Formation of savings/community groups. Sweat equity ... to provision of 'sweat equity' Changing the structure of loan products ... – PowerPoint PPT presentation

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Title: AusAID


1
Holistic Housing Solutions for Orphans and
Vulnerable Children in Sub-Saharan Africa
  • March 2008
  • Resiliency in Africa
  • 2008 ACFID Humanitarian Forum

2
  • Who we Are-Habitat for Humanity International
    (HFHI) is an International NGO which promotes
    Social Transformation through housing
    micro-finance and housing delivery -HFHIs
    programs in Africa began DRC in 1976
    -Currently, HFHI operate in 17 countries in
    Africa-To date, HFHI has worked in partnership
    to built over 225,000 houses in 91 countries

3
HIV AIDS and Orphans Vulnerable Children
(OVC) - Shelter Implications
  • The impacts include
  • Greater income vulnerability
  • Inability to access a loan or inability to make
    payments
  • Over crowding
  • Being cared for by non-parent directly affects
    schooling, abuse, privacy, health
  • Lack of healthy, active adults
  • Dislocation

4
HFHs traditional approach to
improving living conditions and health
wellbeing of families includes
  • A hand up rather than a hand out
  • Loans provided to Home partners
  • Formation of savings/community groups
  • Sweat equity
  • Use of revolving fund

5
When one is dealing with destitute families,
when one encounters a terminally ill adult who
does not have sufficient funds to provide her
children with the most basic of necessities, or
when one is dealing with child-headed households
how can we require such people to pay back a
loan?
6
The traditional approach taken by HFH does not
typically work in this context More appropriate
approaches were needed
7
Approach Lessons Learned
Eight Alternative Approaches designed to build
resiliency in African communities include
8
Approach Lessons Learned
  • Adjustment to provision of sweat equity
  • Changing the structure of loan products

9
Approach Lessons Learned
  • Collaboration with other partners
  • Placing an orphan in better shelter without
    making provision for nutritional, health and
    educational needs was clearly not an option
  • Income security

10
Approach Lessons Learned
  • Focus on property security
  • Advocating with and on behalf of the communities

11
Approach Lessons Learned
  • Community Based Approach
  • Reducing House Costs

12
Building resilience by..
  • Affordable housing solutions
  • Secure ownership and greater family stability
  • Reduced psycho-social stress on OVC
  • Improved asset and financial circumstances
  • Continued/ greater community acceptance and
    protection
  • Healthier living conditions
  • Holistic care for OVC

13
Building resilience by..
  • Increased possibility of long term socio-
    economic sustainability of family unit - not
    simply building houses for OVC but reducing
    vulnerability through increased security and
    access to basic needs and services.
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