a ProducerOwned Distribution Company

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• a Producer-Owned Distribution Company
• Providing the Best Solutions
• from a Single Source

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• Formed - January 1995 as Frank Doherty
  Associates, Inc. as
• Exclusive Distribution Company for Transamerica
  Worksite MarketingEast Coast and Midwest
• Objectiveacquire distribution and promote the
  sale of Transamericas worksite portfoliomanage
  sustain ongoing distributor/carrier relationship
  and communication.

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• Frank Doherty Associates, Inc.
• 1995 thru 2001- premium growth from lt 1M in
  Annual Sales to 35 Million of Annual Sales
• 2001 - Spun off Southeast Territory with 14
  Million new premium per year
• 2001-2005 - continued development of Mid-Atlantic
  Northeast, and Midwest
• Growth20 Million per year in 01 to 43 Million
  per year in 05

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National Benefit Partners, LLC

• NBP Launched July 1st 2005
• with Expanded Business Model
• Independent Distribution Company with Producer
  Ownership
• Best in Breed Product Portfolio
• Align with 6-8 Premier Insurance Carriers as NBP
  Allied Carriers
• Attract 35 of the Premier Worksite Specialists
  throughout the country as NBP Allied
  Distributors (currently27)
• Develop a significant broker network through NBP
  Allied Distributors

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Managing Partner Co-Founder

• Frank Doherty
• Colonial Life Accident - 20 yrs
• Agency Management -8 years
• VP Mid-Atlantic Territory 4 yrs
• VP Canadian Operations 2 yrs
• VP. Northeast Territory 3 yrs
• VP Sales Development 3 yrs
• The Copeland Companies - 5 yrs
• Sr. VP Retirement Services 4 yrs
• President Copeland Healthcare Services 1 Yr.
• Frank Doherty Associates 11 yrs
• Exclusive East Coast Distribution company for
  Transamerica Worksite Marketing Developing over
  300 million of annualized new premium with only
  23 primary brokers.

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Managing Partner Co-Founder

• Daniel Jund
• 34 years with Transamerica Life Companies.
• Vice President of Operations 16 years.
• Chief Marketing Officer 6 years.
• CEO of Transamerica Worksite 12 years. Built
  Trans from 2Mil. per year to 75Mil. per year
• 2 ½ years with Keenan Associates. Built a
  Voluntary Benefits Division with over 10 million
  of annualized premium.

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172 Combined Years of Worksite Expertise
Leadership!
Paul Laroche, Sr. VP Sales marketing
Dan Murphy, Director- Marketing Support
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What Are We?

• An Independent Producer Owned Worksite
  Distribution Company.
• We are NOT MGAs
• NBP serves as the Regional Office for 8 Carriers
  with a portfolio of 38 voluntary products for
  30-35 significant worksite specialist/producer
  organizations
• NBP does not participate in the commission
  stream.
• Distributors earn highest level commission with
  contracts direct from the carriers, including all
  bonuses and trips and incentives.

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• VALUE PROPOSITION
• Best-of-Breed Products
• Creative Solutions
• Proprietary Products
• Ease of Doing Business
• Consolidated Custom Proposals
• Plan Design Underwriting
• Communication implementation Expertise

Providing the Best Solutions from a Single
Source.
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• Universal and Term Life
• Permanent Term Whole Life
• Short and Long-Term Term DI
• Critical Illness
• Accident Insurance
• Limited Medical
• Dental Vision
• Legal Insurance
• Pet Insurance
• Health Wellness Plans
• Identity Theft Restoration

Providing Best of Breed Products from a Single
Source.
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• VALUE PROPOSITION
• Preferred Pricing for
• Consolidated Billing
• 24/7 Benefit Administration
• FSA Administration
• Proprietary ID-Theft Product
• Electronic Billing
• Health Profiling Product
• Actuarial Services

Providing the Best Solutions from a Single
Source.
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• Profile
• Seasoned Worksite Specialists
• Significant and proven track record
• Delivering turnkey marketing and enrollment
  solutions
• Each Enrolling 3,000 to 30,000 new policies per
  yearwith 1 to 10 Million in Annual New Premium

NBP Allied Distributors the Leading Worksite
Specialists in the Country.
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• Transamerica
• Allstate
• Fidelity Life Association
• United Health Dental
• Spectera Vision
• Farmers Traders
• Legal Access

NBP Allied Carriers the Best of Breed Top Rated
Companies
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• Ameriflex
• Hourglass Systems
• Vision Financial
• Active Health
• Pinnacle Club
• Legal Access ID Theft
• Financial Soundings

NBP Allied Service Partners preferred pricing
for NBP Allied Distributors
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Office Locations National Benefit
Partners Allied Distributors
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• 29.2 Million of new annualized worksite premium
  in 2006.
• On target for 40 Million in 2007more than
  125,000 new policies
• 100,000,000 by 2010.

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• a Producer-Owned Distribution Company
• Providing the Best Solutions
• from a Single Source

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Aligned with Vision Financial

• Vision Financial is fully integrated 3rd party
  administrator providing the administrative
  support to insurance carriers needed to run their
  worksite business smoothly and profitably.
• for more than 25 years Visions outstanding
  administrative reputation has helped carriers
  attract top quality producers.
• Vision Financial - chosen by multiple carriers to
  administer their worksite programs.
• Vision Financial has become Americas leading
  worksite marketing third party administrator
• providing service and administration to more
  than 300,000 policies.

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Vision Financial

• Visions systems were designed specifically to
  administer voluntary benefits programs making it
  easy to do business
• Administrative Services
• Enrollment Support
• New Business Processing
• Billing and Deduction Management
• Customer Service
• Claims Processing

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Vision Financial

• Combined Billing Network System allows Vision
  to bundle numerous products into a single bill
  for employers, using only one payroll slot.
• Consolidated Billing Administration
• Billing Administration provided for 20 worksite
  product providers
• Billing set-up arranged with the Employer
• Automated Data file transfer between Vision and
  Product Providers

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Vision FinancialAdministrative Experience
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a relationship that Works!