Employee Benefit Overview prepared for the employees of:

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Employee Benefit Overviewprepared for the
employees of
2007

• Prepared by
• Schuster Driscoll Co.

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Table of Contents
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Memo
December 6, 2006 Dear Valued
Employee We realize that as an employee of
InterCommunity Mental Health Group you are our
most important asset. We have made every
attempt to make our agency a great place to work.
To that end, we strive to provide you with the
needed benefits to keep you and your family
healthy and safe. Please take the time to review
your employee benefit plan, as it is an important
part of your overall compensation package. The
following pages will describe our package in
broad terms. Please contact the Human Resources
office staff for more details. Again, thank you
for being a part of the InterCommunity Mental
Health Group family. Sincerely, Kimberly
Beauregard Chief Executive Officer
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Medical Plan
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Anthem LumenosHSA Plan effective 1/1/07 (Century
Preferred)
Funds Available To pay health care expenses
Savings Component Mellon Bank
Insurance Component
HSA
Out of Network
In Network

• Pre Tax Funding
• Tax free distributions for qualified healthcare
  expenses
• Funds accrue tax free
• Debit Card / Checking / ATM
• Investment Options Available
• Unused funds rollover from year to year
• 10 Penalty for non-healthcare expenses

• 70
• Plan pays 70 to a max out of pocket of 3000 /
  6000

• 100
• Plan pays 100
• Unlimited Max

1500 / 3000 Calendar Year Deductible
100 Plan pays 100 for Preventive Care All
Non-Preventive Care subject to Calendar Year
Deductible
CLAIMS
No Employee Premiums

• Health Rewards Incentive Program
• Health Assessment
• Enrolling Graduating from the Personal Health
  Coach Program
• Smoking Cessation
• Weight Management
• Gift Cards / Rewards

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Additional educational meetings will occur prior
to 1/1/07
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Dental Plan
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Life / Accidental Death Dismemberment Long
Term Disability
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Voluntary Benefits
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Voluntary Benefits
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Benergy Outsourcing StrategiesFSA
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Benergy Outsourcing StrategiesFSA
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Anthem Vision Benefit
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Special OffersAnthem Healthy Rewards
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Contact Information
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