Andhra Bank

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Andhra Bank Welcomes to the press meet
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ANDHRA BANK PROFILE/ PERFORMANCE HIGHLIGHTS
2005-06
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ANDHRA BANK
 
- the driving force behind our
performance
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Brief Profile
Andhra Bank

• Established by a Freedom Fighter
  Dr Bhogaraju Pattabhi Sitaramayya.
• Established on November 20th 1923
• Nationalized on 15th April 1980
• Total Business Delivery Channels 1764
• Total Business Rs.56,000 Crores
• Sponsored two Regional Rural Banks
• Dividends Declared 14, 24, 28, 30 and 35
  during the last five years

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Performance Highlights for FY 2006
Andhra Bank

• Total Business crossed Rs.56000 crores.
• Distributable Profit increased by 42.22. (From
  Rs.256.03 cr in 2005 to Rs.364.12 cr in 2006)
• Annualized yield works out to FPO Equity Holders
  at 26.78.
• Low NPA levels Gross NPAs _at_ 1.94 Net NPAs _at_
  0.24.

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Business channels
Andhra Bank

• Bank has presence in 21 States and 2 Union
  Territories.

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Business Levels
Andhra Bank
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Andhra Bank
DEPOSITS Composition (Rs. in
Crores)
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Andhra Bank
ADVANCES SECTOR WISE EXPOSURE
(Rs. in crores)
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INVESTMENTS COMPOSITION
Andhra Bank
(In Rs crores)
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Andhra Bank
ASSET QUALITY Rs. in Cr.
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CAPITAL STRUCTURE
Andhra Bank
(In Rs. Crores)
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Andhra Bank

• FINANCIAL PERFORMANCE
• Key Ratios and Indicators at a Glance

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Technology Initiatives
Andhra Bank

• 100 Branches Computerized.
• No. of ATM/Debit Cards stood at 1.83 million
  against 1.29 million in the previous year.
• ATM Network shared with IDBI Bank, UTI Bank,
  Indian Bank, HDFC Bank, SBI Group etc.
• Total ATM distributory channels 14400.
• Mobile banking - branches connected 453 and
  registered users 4175.
• 10000 Business units covered under cluster based
  core banking solution. It covers 92.58 of
  business.

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Technology Initiatives (contd.)
Andhra Bank

• AB Kisan Vikas ATM card introduced for easy
  access to money to Farming community.
• Mobile ATM first of its kind launched to enhance
  the reach of the bank to unbanked areas.
• Shortly introducing - Internet Payment Gateway
  and Internet Banking.

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Andhra Bank
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Value Added Services
Andhra Bank

• Insurance linked savings deposits Abhaya,
  Abhaya Gold, Jeevan Abhaya, Jeevan Prakash,
  Jeevan Prakash plus, Arogyadaan, AB Flex etc.
  offered.
• Bancassurance Tied up with LIC and United
  Insurance companies for sale of Life and non-life
  products.
• Associated for sale of Mutual Fund products with
  major companies.
• Introduced Depository participatory services.
• Cash Management Service covered 84 customers in
  123 branches. Turnover for the year crossed
  Rs.1147 Crore.

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Value Added Services
(Contd..)
Andhra Bank

• Introduced 8 a.m. to 8 p.m. and 7 day
• Banking in select branches to extend the
• Service hours to clientele.
• Opened a Representative Office in Dubai
• to coordinate with NRIs for increasing
• our NRI customer base.
• Imparting training to Agriculturists, Rural
  Un- employed youth on vocational courses by our 9
  Rural Development Institutes

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Andhra Bank
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ISO 90012000 CERTIFICATE
Andhra Bank

• ISO 90012000 Certification has been
  awarded to two of our offices
• - STAFF COLLEGE
• - DATA CENTRE at Department of
• Information Technology
• --

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Awards received by the Bank
Andhra Bank

• Ranked 683rd among Top 1000 Banks in the World
  for 2005 by The Bankera London Based
  publication.
• Ranked as Number 1 in Asia under the Return on
  Capitalfor 2005 by The Banker.
• Adjudged as the Best Bank under Large Banks
  category by The Analyst an ICFAI publication.
• Assigned CGR 2 by ICRA for Corporate Governance.

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Awards received by the Bank (Contd.)
Andhra Bank

• Awarded Silver Shield for excellence in financial
  reporting for 2005 by ICAI.
• Runner up award under best payment initiative by
  IBA for 2005.
• FINTECH Asia 2006 Award for Any Branch Banking
  (ABB).

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ANDHRA BANK MAKING A DIFFERENCE WITH PEOPLE,
IDEAS AND SOLUTIONS. COMMITMENTS TO VALUES
FULFILLED
THANK YOU