SMART BUSINESS GROUP SBG

1
Welcome
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A NEW REVOLUTIONARY BUSINESS IN THE PAGES
OFINDIAN HISTORY
3
According to Robert T Kiyosaki, Types of People
were Divided into Four Groups

• Individual effort
• Finite Income
• Active

B
E
I

• Team work
• Infinite Income
• Passive

S
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WOULD YOU LIKE TO SHIFT FROM

• E S GROUP
• TO
• B I GROUP
• ?????

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KARV is providing us to Grab an Opportunity
KARV
PROFIT IS FOR EVERYBODY
It is a Sanskrit word which means TO BE PROUD
OF
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KARV MARKETING PVT. LTD.

• Mr. VIKRANT SACHDEV
• MANAGING DIRECTOR
• Incorporated on 19th February 2008.
• CORPORATE OFFICE
• KARV MARKETING PRIVATE LIMITED
• HOUSE NO.60, POCKET D-13,
• Ist FLOOR, SECTOR -8, ROHINI,
• NEW DELHI 110085.
• PHONE [phone].
• Website www.karvmarketing.com

Mr. Vikrant Sachdev Ji - Always One Aim KEEP
FIGHTING
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Certified By Government of INDIA
Certificate of Incorporation Registered
Office KARV MARKETING PRIVATE LIMITED. 5-B,
N.K.MUKHERJEE ROAD, RAJAPUR, ALLAHABAD 211001.
UTTAR PRADESH, INDIA.
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Good News !!! KARV successfully completed 1 Year
on 19th Feb 2009.

• KARV gives you a Weekly Earning Opportunity by
  Becoming The KARVian,
• by purchasing any one of the package as
  offered..

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Rs. 1,699/- ( 1 Units )
You Get KARV MEMBERSHIP

An unstitched KARV Pant-Shirt Piece. Accidental
Death Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance
from Reliance.Conditions apply
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Rs. 2,899/- ( 2 Units )
You Get KARV MEMBERSHIP

An unstitched KARV Pant-Shirt Piece. A formal
ravishing KARV Wrist-Watch. Accidental Death
Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance
from Reliance.Conditions apply
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Rs. 4,299/- ( 3 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply

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Rs. 6,000/- Per Year ( 2 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as DREAM PLAN
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Rs. 6,499/- ( 4 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply

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Rs. 9,999/- ( 6 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• One Cordless Iron.
• One Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

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Rs. 16,499/- ( 8 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• Induction Cooker, Cordless Iron, Power Saver,
  Emergency light
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• Two Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

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Rs. 12,000/- Per Year ( 4 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from BSLI
WORTH 12,000 known as SARAL JEEVAN PLAN
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Rs. 24,000/- Per Year ( 8 Units )
KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 24,000 known as SARAL JEEVAN PLAN

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from  Reliance.Conditi
  ons apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply

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Rs. 48,000/- Per Year ( 16 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as SARAL JEEVAN PLAN
An Unstitched KARV Suit Length Piece. An
unstitched KARV Pant-Shirt Piece. A formal
ravishing KARV Wrist-Watch. Accidental Death
Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance from
Reliance.Conditions apply 20 discount on LEVIS
Apparels and Accessories.Conditions apply 20
discount on SPYKAR Apparels and
Accessories.Conditions apply One Cordless
Iron One Voucher of Rs 6000 worth of insurance
of Birla Sun Life Insurance.Conditions apply
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Rs. 96,000/- Per Year ( 32 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as SARAL JEEVAN PLAN

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• Induction Cooker, Cordless Iron, Power Saver,
  Emergency light
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• Two Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.6,000 Minimum Premium to be paid for 3 years
• Sum Assured 75 Thousand
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.12,000 Minimum Premium to be paid for 3 years
• Sum Assured 1.5 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.24,000 Minimum Premium to be paid for 3 years
• Sum Assured 3 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.48,000 Minimum Premium to be paid for 3 years
• Sum Assured 6 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.96,000 Minimum Premium to be paid for 3 years
• Sum Assured 12 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• The key benefits of  Birla Sun Life Saral Jeevan
  Plan are as follows
• An easy and simple plan An easy life insurance
  plan to buy due to simple processes.
• Earn efficient returns New Multiplier Fund
  Choose from a wide range of 8 fund options
  including the new Multiplier fund for allocating
  your premiums, depending on your risk profile. 
• 100 premium allocation No premium allocation
  charge is deducted from the policy premium. This
  means all of the policy premium will be invested
  in the investment funds of your choice. Relevant
  charges deducted as detailed in product
  brochure.  
• Match your risk profile at every stage Free
  unlimited switches and premium redirection give
  you an opportunity to always have control of your
  fund and optimize your returns. 
• Tax benefits Avail of tax benefits under Section
  80C Section 10(10 D)
• Death benefit with a PLUS Your nominee will
  receive both sum assured and fund value in the
  unfortunate event of death of the life insured. 
• Unmatched Liquidity Free unlimited partial
  withdrawals are allowed from your fund value
  after 3 policy years. Also, zero surrender
  charges after 3 policy years.

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Mode of Payments For Rs.6000/-, Rs.12000/-,
Rs.24000/-, Rs.48000/- Rs.96000/- of BSLI
INSURANCE Packages The payment has to be made by
demand draft only favoring BIRLA SUN LIFE
INSURANCE COMPANY LIMITED Payable At " New Delhi
" For Rs.1699/-, Rs.2899/-, Rs.4299/-,
Rs.6499/-, Rs.9999/- Rs.16499/- of KARV
Products The payment has to be made by demand
draft only favoring KARV MARKETING PRIVATE
LIMITED Payable At " New Delhi " And
also Payments are accepted through swiping Credit
Cards extra 4 is charged on the cost of the
package.
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Opportunities from KARV MEMBERSHIP

• Binary Incentive
• Rewards
• Level 1
• Level 2
• Level 3
• Level 4
• Level 5
• Level 6
• Level 7
• Level 8
• Level 9
• Level 10

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PACKAGE VALUES IN UNITS
The Unit Chart
EVERY 4 Units 4 Units ( 1 1 Ratio ) Rs.
800/-
Example 1 Unit per pair Rs. 200/- Basic
payouts starts from 4 Units and above at 1 1
Ratio. 4 Units 4 Units ( 1 1 Ratio )
One pair Rs. 800/- 8 Units 8 Units
Two pairs
Rs. 1600/- 16 Units 16 Units
Four pairs Rs. 3200/- 32 Units
32 Units Eight
pairs Rs. 6400/-
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Weekly Earning Opportunity
Capping on Joining IDs from 1 Unit to 3 Units
Weekly Rs.60,000/- Capping on Joining IDs
from 4 Units to 8 Units Weekly
Rs.1,20,000/- Capping on Joining IDs from 9
Units to 32 Units Weekly Rs.1,80,000/-
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Binary System4 Units 4 Units 1 1 Ratio(
No tail )
4 Units 4 Units ( 1 1 Ratio )
L
R
YOU
Rs.800/- Binary Incentive
A 4 Units
B 4 Units
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YOU
K-200 DS
P24000 BSLI
L
R
4 Units
4 Units
Rs.800/-
8 Units
8 Units
Rs.1600/-
16 Units
16 Units
Rs.3200/-
32 Units
32 Units
Rs.6400/-
4 Units 4 Units
1 1 Ratio Rs.800/-
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Rewards
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Level 1
From the Date of Joining
Days 4 Pairs (4 Units) 15
ESPRIT wrist watch Value of Rs.3,000 Watch
Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 2
Month 10 Pairs (4 Units) 1
Colored Mobile Value of Rs.7,000 Mobile Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 3
Month 20 Pairs (4 Units) 2
Digi cam Value of Rs.12,000 Digi cam Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 4
Month 50 Pairs (4 Units) 3
125cc Bike Value of Rs.30,000 125cc Bike Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 5
Month 100 Pairs (4 Units) 4
LCD TV Value of Rs.60,000 LCD Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 6
Maruti Alto Car Value of Rs.1,80,000 Alto
Achiever
Month 200 Pairs (4 Units) 5
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 7
Month 500 Pairs (4 Units) 6
Santro car Value of Rs.4,00,000 Santro Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 8
Month 1000 Pairs (4 Units) 8
HONDA City Value of Rs.7,00,000 Honda City
Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Yamaha R1 Value of Rs.10,00,000 R1 Bike Achiever
Level 9
Month 1500 Pairs (4 Units) 10
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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Level 10
Months
(4 Units)
12
2000 Pairs
Honda CRV Value of Rs.18,00,000 Honda CRV Achiever
All Reward Achievers (KARVians) will be announced
on the KARV website with photograph
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YOU
Payout
B 8 Units
A 8 Units
Payout
Payout
Payout
Payout
C 8 Units
D 8 Units
E 8 Units
F 8 Units
Payout
Payout
G 8 Units
H 8 Units
I 8 Units
J 8 Units
K 8 Units
L 8 Units
M 8 Units
N 8 Units
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YOU
L
R
B
A
C
D
E
F
G
H
I
J
K
L
N
M
S
T
O
P
Q
Payout
U
V
R
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YOU
L
R
B
A
F
C
D
E
G
H
I
J
K
L
M
N
16
14
Payout
14
14
2
24
18

20
20
20
Payout

4
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How ???
Much maximum time will you take to QUALIFY
yourself in KARV
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Power Of Duplication
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Months
Total Referrals 01
2 02
4 03
8 04
16 05
32 06 64
07 128
08 256
09 512
10 1024
11 2048
12
4096
8190 If 8190 people working 1Hour a Day for this
business, You are getting the benefits of 8190
WORKING HOURS A DAY. That is you get More Time
and Money with the benefit of TEAM WORK .
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• Eliminating 190 of 8190
• We get 8000
• Income type Calculated as Income ( Annual )
• Referral Income 800 x 4000 Pairs
  32,00,000
• 2. Rewards Level 10 18,00,000
• 50,00,000
• It varies as per the capping achieved

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1 year -gt (100) 8000 -gt 50,00,000 1 year -gt
(10) 800 -gt 5,00,000 1 year
-gt(1) 80 -gt 50,000
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FEATURES
All Over INDIA BUSINESS OPPORTUNITY
ON-LINE BUSINESS MONITORING
WEEKLY PROFITS
UNLIMITED INCOME
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Tri-Pole
1,00,000/-
YOU
50,000/-
50,000/-
YOU
B
YOU
A
F
C
D
E
D
C
1,00,00050,00050,0002,00,000/-
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Summary
SALES WEEKLY CLOSING MONDAY midnight
COMMISSION IS DISTRIBUTED IN 4 Units 4 Units
1 1 Ratio
4 Units 4 Units ( 1 1 Ratio )
Rs.800/- CAPPING on weekly payouts 1). Joining
from 1 Unit to 3 Units Rs.60,000/- weekly. 2).
Joining from 4 Units to 8 Units Rs.1,20,000/-
weekly. 3). Joining from 9 Units to 32 Units
Rs.1,80,000/- weekly.
All incentives subject to Tax Deducted at
Source, Form 16A available on application.
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By Doing this BusinessWe have an Opportunity to
shift toB I Groupfrom which we can achieve
moreTIME FINANCIAL FREEDOM with
RECOGNITIONwith the benefit from TEAM WORK
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Be Proud to JOIN HANDS with us
And be a KARVian for your Better Tomorrow
In moments of Decision, Destiny is Shaped.
- Anthony Robbins
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Thank youSmart Business GroupPh 09880188153,
09620304023 Lokesh G. Bangalore.
www.karvmarketing.com