Imagine, Design, Live

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• Imagine, Design, Live

The Living Balance Sheet is a registered mark of
The Guardian Life Insurance Company of America,
New York, NY.
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Imagine, Design, Live

• The Challenges

• Increasing Cost of Living

• Multiple Financial Institutions and Advisors

• Conflicting Opinions and Marketing Hype

• Changing Personal and Financial Objectives

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Imagine, Design, Live

• As a result, many people find themselves

• Financially Disorganized

• Confused about the REAL cost of living

• Adopting inappropriate financial strategies

• Feeling anxious about their future

• Wishing there was a better, easier way

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Imagine, Design, Live

• Imagine
• a financial journey offering

• Clarity of purpose

• Optimism and hope

• A process to help you

• Build wealth

• Balance legacy/lifestyle choices

• Track finances and net worth

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Imagine, Design, Live

• Imagine
• a way to simplify your life

Introducing
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Imagine, Design, Live

• The Living Balance Sheet

• Helps you achieve optimal financial balance

• Provides your financial picture at-a-glance
  through a personal website

• Automatically updates your financial data

• Stores copies of your important documents in
  an encrypted Vault

• Even monitors your awards programs

Heres how it works
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Imagine, Design, Live

• Designa wide-angle view
• that works together

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Imagine, Design, Live

• Designyour financial visionand move towards
  optimization

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Imagine, Design, Live

• Designstrategic solutions working withyour
  financial representative

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Imagine, Design, Live

• Designand test your
• wealth building potential

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Imagine, Design, Live

• Livewith greater senseof comfort

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Imagine, Design, Live

• Livea budgeted lifestyle

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Imagine, Design, Live

• Liveby leaving your own written personal legacy

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Imagine, Design, Live

• Livewith interactiveflexibility and mobility

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Imagine, Design, Live

• Getting started is easy

• Provide data to your financial representative

• Set up personal website

• Review possible strategies

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Imagine, Design, Live

• With LBS, planning goals are comprehensive and
  far-reaching

• Increased Protection

• Improved Level of Savings

• Improved Cash Flow Management

• Increased Asset Performance

• Increased Debt Tax Efficiency

• Financial Balance and Success

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• Imagine, Design, Live

The Living Balance Sheet is a registered mark of
The Guardian Life Insurance Company of America,
New York, NY.