Model for a Rwanda Livestock Loan Program

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Model for a Rwanda Livestock Loan Program

• Funding a Livestock Loan Program For
  Remera-Rukoma, Rwanda

Presented on behalf of the people of Remera,
Rwanda by Joyce Kung and Grant Bornzin
(GBornzin_at_hotmail.com) 949-830-9146
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Remera
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FIGHT PROTEIN DEFICIENCY IN CHILDREN WHILE
PROVIDING AN INCOME OPPORTINITY FOR THE POOR
should know

• Reduce Malnutrition in Rwandan Children
• Protein deficiency malnutrition (Kwashiorkor), is
  the most prevalent, readily treatable childhood
  disease in Rwanda. Children affected by
  Kwasiorkor may be recognized by lethargy, lack of
  muscular development, and bloating.
• Rwandan children get 13 liters of milk/year while
  children in many neighboring countries get 50 to
  100 liters/year.
• HELP Increase the availability and
  affordability of protein, especially milk, for
  young children who are at risk for protein
  deficiency malnutrition.
• Assist the Poor of Rwanda
• 251 per year per capita income as the 30th from
  the bottom of 200 countries in world. 65 of
  population live below the UN poverty line.
• 10 million people. Smallest land area in Africa.
  Most densely populated country in Africa.
• High population growth. 18.7 is mean age.
• Few renewable resources other than agriculture.
• Rwanda was once 80 forested, but now forests are
  90 depleted.
• Agriculture employs 94 of population comprising
  only 43 of the economy (GDP).
• 90 of families live on small subsistence farms.
  
• HELP Microenterprise is needed. Small
  subsistence farmers can participate in a
  Livestock Loan Program to produce enough milk for
  their childrens needs plus a surplus for sale.
• Mostly from the 2005 African Journal of
  Food, Agriculture, Nutrition, and Development.

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Livestock Loan Program Starts with an Informal
Village Needs Assessment
must do

• To determine if a Livestock
• Loan Program may help your
• village, look for the following
• clues
• Obvious protein deficiency malnutrition in
  children.
• Get the opinion of local healthcare providers and
  local school teachers.

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Livestock Alternatives
Good to know

• Chickens Cost a few dollars each plus cost of
  feed. Hundreds of
• chickens provide hundreds of
  families with meat eggs.
• Goats 25 to 35 per milk goat. Eat grass
  (hay) bean stalks.
• Each provides 1 to 2 liters of
  milk per day for each family.
• Cattle 500 to 800 per hybrid heifer
  depending on health,
• maturity, and breeding. Eat
  grass (hay) and bean stalks.
• NOTES
• Above costs include an initial allowance for
  shelter construction materials, medicine, and
  special feed supplements.
• All livestock provide manure for owner use or for
  sale.
• Males are less valuable than females, but they
  provide meat and possible stud services.

Calf
Adolescent
Pregnant
Pregnant
Pregnant
Pregnant
2 yrs Inseminate
3 yrs Give birth Pay off loan
Weaned
4 yrs Give birth
5 yrs Give birth
6 yrs Give birth
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Control and Use of Donnors Contribution to Fund
a Livestock Loan Program for Remera village?
Donner
Receiver 1 Receiver 2 Receiver 3 Receiver
4 Receiver 5 Receiver 6 . .
. Receiver 16 Receiver 17 Receiver 18
. . . Receiver 22
. . .

• This is a self-supporting, self-sustaining
  program that continues indefinitely.
• Receivers sign loan agreement to pay-off loan
  with first born to new Receiver.
• Receivers are fully responsible to LLG for care
  feeding until loan is paid off.
• Herd of 18 assorted cows necessary supplies
  costs 14,000 _at_ 775/head.
• Cow produces 6 to 12 liters of milk per day worth
  .20/liter or about 650 per year after 2 years.
• Cow produces manure for fertilizer worth 50 to
  100 per year.
• Bad luck if new Receiver gets a bull.

Deposit 14,000
Kung Foundation
Transfer 14,000
Saddleback Church
Hold 14,000
Joyce Grant coach, instruct, guide, verify
readiness of Livestock Leadership Group (LLG) to
receive funding.
Wire 14,000
Local Livestock Leadership Group receives funds.
Spend 14,000
Local livestock broker and supplies dealer
Receive 14,000 in Livestock
Take delivery release livestock to Receivers
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Current Accomplishments of Remera Livestock Loan
Program

• Self-sustaining, self-sufficient, and
  continuously growingSince startup (and looking
  forward), the number of Receivers/cows has grown
  from 18 to 22 w/o our additional support or
  funding.
• Micro-enterprise to provide subsistence income
  for 22 familiesApprox. half of the Receivers
  (11 of 22) now have 750 of annual income at or
  above the Rwandan national average.
• Avert ravages of protein-deficiency for 400 or
  800 under 5-year-oldsCentral Remera has a
  population of 5000. An estimated 800
  under-5-year-olds need a minimum of 1 cup of
  milk/day. By adding 11 cows producing _at_ 9 lit/dy
  (approx 100 lit/dy or 400 cups/day) to the local
  economy, the Remera LLP meets the minimum milk
  protein need of 400 of 800 children in Remera.

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