What does Public Liability Insurance normally cover

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Title:

What does Public Liability Insurance normally cover

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If your company deals with people on a regular basis, there is always the possibility of a claim developing. Accidents may occur in the blink of an eye, whether it's a client stumbling over a box of goods in a retail store or a beauty expert employing a product that causes a response on their client's skin. No matter how inadvertent, the consequence of a claim can have a significant impact on your organization, which is a worry you can avoid. –

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Date added: 20 February 2025
Slides: 7
Provided by: natcorpbro
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Title: What does Public Liability Insurance normally cover


1
WHAT DOES PUBLIC LIABILITY INSURANCE NORMALLY
COVER?
NATIONAL CORPORATE BROKING
WWW.NATCORPBRO.COM.AU
2
PERSONAL INJURY SUSTAINED BY A THIRD PARTY
If your company deals with people on a regular
basis, there is always the possibility of a claim
developing. Accidents may occur in the blink of
an eye, whether it's a client stumbling over a
box of goods in a retail store or a beauty expert
employing a product that causes a response on
their client's skin. No matter how inadvertent,
the consequence of a claim can have a significant
impact on your organization, which is a worry you
can avoid.
3
DAMAGE TO A THIRD PARTY'S PROPERTY CAUSED BY YOUR
IMPROPER BUSINESS ACTIVITIES
This includes things like accidently causing harm
to your clients' personal belongings, such as
spilling meals on their clothing or ruining their
mobile phone. It may also give protection for
professions such as tradies, if physical work is
performed on a client's property and things do
not go as planned.
4
CUSTOMIZING YOUR COVERAGE TO FIT YOUR BUSINESS
NEEDS
A thorough review of your company's activities
and dealings is essential for determining the
appropriate level of public liability insurance.
The appropriate coverage varies greatly among
businesses, risk levels, and legal duties. When
choosing insurance coverage, you must examine the
nature of your business operations. Certain
contracts, particularly those involving
corporations or governments, frequently require a
minimum level of public liability coverage. These
standards can serve as a guideline, but it's
always a good idea to consider additional
coverage to protect against unforeseen claims.
Style Two
Style three
5
LEGAL AND DEFENSE EXPENSES ASSOCIATED WITH A
COVERED CLAIM
Covers any legal expenses associated with your
claim, which can quickly accumulate, especially
if it is ongoing for an extended time.
6
CONTACT US
02 4721 7737
www.natcorpbro.com.au
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