Explore Trusted Merchant Cash Advance Companies

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Explore Trusted Merchant Cash Advance Companies

• Business Financing Simplified Merchant Loans vs.
  Business Loans

• Merchant cash advance companies provide fast
  funding tailored to your business. Learn exactly
  what an MCA is, why entrepreneurs choose it, and
  how Biz2Credit helps you understand the benefits
  and risks. Our detailed resources make it easy to
  navigate MCA financing and find a solution that
  works for you.

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How Merchant Cash Advances Work

• Merchant cash advances are relatively
  straightforward in premise A company provides a
  business with an upfront lump sum of cash, and in
  exchange, that business provides them with a
  portion of their future credit card sales or
  other business receipts.

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Merchant Cash Advances Are Quick

• MCAs are much faster than other business
  funding routes. In fact, from the application
  process to funding, theyre often fulfilled in
  less than a week. That makes them beneficial for
  businesses in desperate need of capital.
  Regarding merchant cash advance pros and cons,
  fast financing is one of the main pros.

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Merchant Cash Advance Are Unsecured

• Most traditional loans are secured, meaning you
  have to put up collateral, like business assets
  or personal assets, like a home or car, to
  protect the lender. If you fail to repay the
  loan, the lender can take your collateral.

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They Can Be Tied To Your Sale

• One of the key points to how merchant cash
  advances work is that they tend to be tied to
  your monthly credit card sales. In such cases,
  the lender takes a percentage of your income each
  day, week, or month. This can be beneficial if
  your sales start to stall since your payments
  wont be monthly fixed amounts, as they would be
  with a typical loan. However, if a merchant cash
  advance loan helps your business take off, youll
  pay a lot in the short term until you pay the
  advance back.

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The Cost Of Capital Can Be High

• Merchant cash advances are usually a last resort
  option for cash-strapped businesses. However,
  theyre becoming more popular these days,
  especially with business owners who struggle to
  secure financing from traditional lenders.

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Merchant Cash Advance Are Less Regulated

• Although they sound like loans, merchant cash
  advances are not legally classified as loans.
  Eligibility requirements are different, repayment
  terms are different, as is the way you pay based
  on receivables rather than a fixed monthly
  payment.

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There Are Many Alternatives Today

• Fast funding is the biggest advantage to merchant
  cash advances in the past. From startups to
  struggling small business owners, many types of
  businesses can get a fast cash infusion to their
  business bank accounts.

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Conclusion

• As with any type of financing, you must give due
  diligence to any contract or agreement you are
  considering. Todays market offers multiple
  opportunities for borrowing, and your business
  can benefit from choosing the right one. That
  might be a merchant cash advance, and it might
  not. Understand your businesss needs, learn your
  loan options, and do your research. When you get
  financing that works, whether via an MCA or
  otherwise, your business can not just survive it
  can thrive.

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Why Choose Biz2Credit?

1. Trusted partner for franchise funding
2. Biz2Credit was founded in 2007 and has provided
   more than 10 billion in loans.
3. Dedicated support team
4. Tailored financing solutions

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