Understanding Medicare Eligibility for Seniors

1
INTRODUCTION
Medicare eligibility requirements primarily
include being 65 or older, a U.S. citizen or
permanent resident, and having worked and paid
Medicare taxes for at least 10 years.
MEDICARE PARTS EXPLAINED
ENROLLMENT PERIODS

• Initial Enrollment Period (IEP) This is a
  seven-month window starting three months before
  the month you turn 65.
• General Enrollment Period (GEP) If you miss the
  IEP, you can sign up during the GEP from January
  1 to March 31 each year.
• Special Enrollment Period (SEP) Seniors who are
  still working and covered by employer health
  insurance can delay Medicare enrollment without
  penalties.

• Part A (Hospital Insurance) Covers inpatient
  hospital care, skilled nursing facilities, and
  some home healthcare.
• Part B (Medical Insurance) Covers outpatient
  care, doctor visits, preventive services, and
  medical supplies.
• Part D (Prescription Drug Coverage) Covers the
  cost of prescription medications.