Commercial Loans for Small Businesses

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Commercial Loans for Small Businesses

• Commercial Real Estate Loans

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What are SBA Loans?

• A misconception about SBA loans is that the
  government itself gives out the loan. Thats not
  the case. SBA loans are acquired much like
  a commercial loan. The difference is that the
  federal government guarantees up to 75 of the
  loan amount. That guarantee acts like an
  insurance policy for lenders. If a business owner
  is unable to make the monthly payments and
  defaults on the loan, the government protects the
  lender from catastrophic loss.

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Types of SBA Loans

• There are four main types of SBA loan programs,
  along with numerous smaller programs and
  subprograms. Depending on your business needs and
  eligibility criteria, any one of these loans
  could be a great choice.
• The 7(a) loan program is the SBAs most popular
  choice. A 7(a) loan is a term loans where the
  lender provides working capital to be repaid with
  interest over a set term. Really the only
  difference is that the government protects the
  lender. You can borrow up to 5,000,000, and the
  repayment terms can last as long as 25 years.
• 2. The SBA CDC/504 loan program provides
  capital for buying commercial real estate, an
  occupied commercial building, or heavy equipment.
  These loans can be very complicated for lenders
  and borrowers alike, since they involve multiple
  financial institutions, a down payment, and two
  separate loans.

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• 3. SBA Microloans average only about 13,000 and
  are made through non-profits. They can be used as
  working capital, for equipment purchases, and to
  buy inventory, but cant be used for real estate.
• Each of these loans can come with a fixed rate or
  variable rates and are subject to credit
  approval. So before you apply, its in your best
  interest to ensure your business credit score is
  as close to perfect as possible.

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Eligibility Criteria
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Why Choose Biz2Credit?

• Trusted partner for franchise funding
• Biz2Credit was founded in 2007 and has provided
  more than 10 billion in loans.
• Dedicated support team
• Tailored financing solutions

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• Thank You