Supply Chain Finance with Oxyzo: Optimizing Cash Flow

1
Purchase Finance Innovations What SMEs Need to
Know

• A Comprehensive Overview

2
Introduction

• Purchase Finance An arrangement allowing
  businesses to purchase goods on credit.
• A lifeline for SMEs Crucial for smooth
  operations and expansion.
• Innovation's Role Modern solutions offer faster,
  more efficient, and often less costly financing
  options.

3
Agenda

• The Foundations of Purchase Finance
• The Emergence of New Models
• Key Innovations in Detail
• Benefits Challenges
• The Road Ahead

4
Background

• Traditional Methods Bank loans, credit lines,
  factoring.
• Evolving Needs As SMEs grow, traditional methods
  might not suffice.
• The Call for Innovation New financial
  technologies fill the gap.

5
The Changing Landscape

• Digital Revolution Everything's moving online.
• Global Trade Businesses are now more
  interconnected than ever.
• New Business Models Subscription models, online
  platforms, etc.

6
Key Purchase Finance Innovations

• Digital Platforms Streamlining financial
  operations with platforms like Oxyzo.
• Peer-to-peer Lending Harnessing community for
  business needs.
• Supply Chain Finance Intertwining of commerce
  and finance.

7
Digital Platforms Marketplaces

• Introducing Oxyzo A modern solution connecting
  SMEs with diverse finance options.
• Benefits of Platforms like Oxyzo Quick
  application processes, transparent terms, and
  tailored solutions.
• Example An SME needing quick capital for a new
  project can secure funding via Oxyzo within days.

8
Peer-to-peer Lending

• Concept Individuals lend money to businesses in
  exchange for potential returns.
• SME Advantage Often less stringent requirements
  than banks.

9
Supply Chain Finance Solutions

• Overview Financial arrangements based on
  invoices or purchase orders.
• Oxyzo's Purchase Finance Solutions Enables
  businesses to harness the power of their purchase
  orders for immediate financing.
• Example With Oxyzo, a business selling products
  can access funds based on their purchase order,
  optimizing their cash flow.

10
Blockchain and Smart Contracts

• Blockchain A decentralized ledger ensuring
  transparency and security.
• Smart Contracts Digital contracts that
  auto-execute and auto-verify transactions.
• Relevance Potential to reduce fraud, speed up
  transactions, and reduce costs.

11
The Role of Big Data AI

• Data-Driven Decisions AI analyzes vast amounts
  of data to gauge creditworthiness.
• Customized Solutions Algorithms offer tailored
  financial products.
• Result Higher approval rates and more
  appropriate lending terms for SMEs.

12
Benefits of Embracing Innovations

• Cash Flow More predictable and manageable cash
  flow.
• Broader Access A wider array of lenders than
  just local banks.
• Speed Transparency Faster decisions, clear
  terms.

13
Challenges Considerations

• Digital Literacy SMEs must be comfortable with
  digital platforms.
• Regulation FinTech often outpaces regulation.
• Staying Updated The landscape is rapidly
  changing.

14
How to Choose the Right Solution

• Assess Needs Understand your capital needs and
  repayment capacity.
• Explore Oxyzo A trusted platform offering varied
  financial for SMEs.
• Trust Reputation Choose platforms with a
  proven track record in serving SMEs effectively.

15
Future Outlook

• Upcoming Innovations Integration of IoT, more
  advanced AI analytics.
• Banks' Role Traditional banks may offer more
  digital solutions.
• Global Impacts Evolving global economy may bring
  new challenges and opportunities.

16
Key Takeaways

• Innovations are changing the game for SME
  financing.
• Embracing new solutions can offer SMEs
  significant advantages.
• Careful selection and staying updated is crucial.