Title: Can I Have Multiple Health Insurance Plans (1)
1Can I Have Multiple Health Insurance Plans
Yes, it is perfectly legal to have more than one
health insurance. It can work to your advantage.
A process called coordination of benefits
determines which of your plans pays first for an
individual share. Your health insurance plans
are considered different like a primary and a
secondary health insurance plan. Primary
insurance pays first, up to policy limits. You
may have a copay or cost-sharing. Secondary
insurance plans apply to the remaining balance
after your primary insurance has paid all the
services according to its plan. Pennie health
insurance plans will cover amounts they feel
good and expected. It can increase your
coverage and provide different benefits or you
have more services and save you money.