Are Locksmith Services Covered by Homeowners Insurance?

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Are Locksmith Services Covered by Homeowners
Insurance?
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• There may come a time in most of our lives when
  well need the services of a locksmith, but have
  you ever wondered whether your homeowners
  insurance policy will cover the charges?
• While the case may be that most homeowners
  coverage will not cover a locksmiths fees, there
  are still some policies that may, and checking
  with your insurance provider is the best way to
  find a definitive answer. Or, of course, you may
  remember having added this to your coverage.
• Should your homeowners insurance cover the
  services of a locksmith, the policy may be
  somewhat limited, and might not cover the full
  amount.

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• Under what circumstances might my homeowners
  insurance cover a locksmith?
• If your homeowners insurance policy includes
  locksmith coverage, the chances are that it will
  only cover it under certain circumstances, which
  may include the following
• Entry point damage following a natural disaster
• If the doors and/or windows to your home were
  damaged in the event of a natural disaster (that
  was beyond your control), then your homeowners
  policy may provide coverage for a locksmith to
  repair or replace the locking systems on them.

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• Vandalism
• Whether this occurred as part of a burglary
  attempt, or as another type of incident, if your
  home was vandalized and some of the locks were
  damaged, your coverage may pay for a locksmith to
  make the necessary repairs.
• If your keys were stolen
• If the keys to your home have been stolen, many
  homeowners insurance policies will cover the
  cost of hiring a locksmith to rekey the locks.

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• If your safe is stolen or vandalized
• Whether youre covered for this event will depend
  entirely upon whether your safe is covered by
  your policy.
• Many homeowners insurance policies allow you to
  purchase additional coverage for locksmiths
  services, and if this is something you would like
  to do, you should contact your insurance agent as
  soon as possible.
• If you experience an issue with the keys, locks
  or ignition on a car or other vehicle, it would
  be worth checking whether your roadside
  assistance plan or auto insurance policy covers
  you for a locksmiths services.

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• If youre unsure as to what your homeowners
  insurance policy covers you for, speak to your
  agent today to make sure youre not left out of
  pocket when a problem occurs with the security of
  your home. Remember also, that while it can of
  course be helpful to have an insurance policy
  that will pay for a locksmith, if you really need
  their services, its best not to delay seeking
  their help, as the risk of not doing so, may end
  up costing you a whole lot more.

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• Golden Locks Inc is a 24 hour licensed locksmith
  in Anaheim with years of experience and trained
  staff skilled in locksmith services for both
  residential and commercial clients and also has
  an online store for high security locks and MT5
  High Security keys etc. We also specialize in
  automotive lock repair services for cars, bikes
  and trucks and installation, servicing and repair
  of high quality security systems, access control
  systems and CCTV systems. If you are looking for
  a locksmith in Anaheim, call us at 714-363-3425.