How to Renew Car insurance online After Expiry

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How to Renew Car insurance online After Expiry
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• It is mandatory for car owners to have valid car
  insurance at all times to be eligible to drive in
  India. One is not supposed to be driving if they
  do not have a car insurance policy or if their
  previous one has expired.

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• The fine levied for not having car insurance
  policy is substantial and deters people from
  driving without having car insurance in place.
  Its also risky to ride or drive without any
  financial protection as even a small accident can
  burn a big hole in your pocket.

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• Car insurance premiums are annual contracts with
  the insurance company that covers the car and the
  third party from any damage occurring in case of
  a collision. They are supposed to be renewed
  before their yearly anniversary to ensure one has
  valid insurance in existence at all times.

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• In case you miss to renew your car insurance
  online before the expiry date, the insurance
  cover gets expired, which can cause certain
  issues like
• Lack of Cover The cover that was existing before
  expiry no longer stands valid. in case of an
  accident, there will be no compensation provided
  for the damages after expiry.

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• Traffic rule violation It is not legal to drive
  a car in India without a valid car insurance
  policy, hence, if you choose to drive a car after
  the car insurance has expired it can land you in
  legal trouble.

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• Inspection of the car A car insurance policy is
  subject to inspection in case the same is renewed
  after expiry. The insurance company can at its
  discretion issue a car inspection to see the
  quality of the car if the same is being renewed
  after expiry.

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• Loss of 'No Claim Bonus' A no claim bonus is a
  bonus that is received by way of reduction of
  premium if no claim was raised in the previous
  financial year towards any damages. If the car
  insurance policy expires and more than 90 days
  have lapsed, one can lose the accumulated no
  claim bonus, which can be a substantial figure.

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• In case your car insurance policy has
  expired, one renews the same even after expiry in
  the following manner
• Renewal after immediate expiry Visit your car
  insurance online portal and enter the car
  details, they will ideally provide you with the
  quote for renewing the car insurance. If it is
  done without delay, there may not even be any
  inspection or any loss of no claim bonus. It is
  advisable to not drive between the period of
  expiry and renewal of insurance.

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• Renewal after grace period A grace period is the
  window period after expiry where one can renew
  the insurance without any loss or additional
  costs. It ranges from 30 to 90 days depending on
  the insuring company. If one renews the car
  insurance online after the grace period there are
  most likely to lose the accumulated no claim
  bonus, and their car will be subject to
  inspection, which can increase the premium cost.

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• Thank You