Title: Locum Insurance – Why You Cannot Do Without It
1Locum Insurance Why You Cannot Do Without It
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When you run any sort of business in the
healthcare and/or medical sector, one of the big
problems that you face is the fact that any of
your team members can get ill or have an accident
in the same way as anyone else. The issue here
is that medical professionals have to spend years
in training before they are fit enough to
practice and have passed all their exams. This is
very unlike other businesses where a replacement
can be
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found at short notice. For instance, if you run a
restaurant and one of your waitresses goes sick,
you can hire another one almost immediately. Even
if you cannot get someone who has experience as a
waitress, you can train someone in the basics and
have them up and running within an hour or so. It
is no big deal. The same thing applies if you
need a telephonist at short notice, a cleaner, a
shop assistant, or one of many other types of
job. In most cases you can get someone to cover
for you for a few weeks or months, and it doesnt
require any particular skill sets. However, when
you are in the medical sector, whether a GP
practice, dentist, pharmacist, vet, optician, and
more, you cant train someone to do that in an
hour or so. You are going to need a specialist in
your particular field, and that means someone
with the training and qualifications that are
necessary. In turn, that means you need a locum,
and the problem with a locum is the very large
extra cost of hiring one.
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Certainly, you might be able to cover for someone
in your team for a couple of weeks or perhaps
even a bit longer, but if someone is going to be
away for weeks or even months, that is going to
be impossible. Many GP Practices Use Locums All
The Time Indeed, a lot of GP practices, for
example, are today finding that their partners
want to take things a little easier as they get
older, and so they may only be working shifts on
three days or four days. This means that you need
cover with a locum on the other days of the week,
and the costs can very quickly mount up. In fact,
a recent survey found that around one fifth of
all GP practices are having to use locums to
cover for more than a quarter of all their
shifts. That is a lot of extra money to find, and
it comes out of the partners profits. All of
this is why it makes complete sense to take out
locum insurance to cover for such situations in
any medical or healthcare practice.
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However, not all medical and healthcare practices
require exactly the same kind of cover, so this
is not a case where there is a policy that is
going to suit every different practice. Each
practice will have different needs and
requirements, so there is no point in having a
policy that includes things that you dont need
cover for. This is why so many medical and
healthcare professionals come to us at
Approachable Locum Insurance for locum insurance
because we are an independent team of insurance
specialists who can provide you with the exact
cover that you need for your practice without
including things that you may not need. Our
policies are underwritten by Lloyds of London, so
you can be certain that you can get the cover
that you need from people who understand the
situations that you may face. Call us for
advice and for a quote to cover your specific
needs on 0345 3503655 or email info_at_locuminsurance
.co.uk.
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