5 best credit unions in the inland empire - PowerPoint PPT Presentation

About This Presentation
Title:

5 best credit unions in the inland empire

Description:

You’ve probably heard that credit unions are better than banks, but what does that mean? Do you know how they work? Why do you need to use one? Website - decs-wekilldebt.com – PowerPoint PPT presentation

Number of Views:14
Slides: 11
Provided by: decswekilldebt
Category: Other
Tags:

less

Transcript and Presenter's Notes

Title: 5 best credit unions in the inland empire


1
DECS-WE KILL DEBT
2
5 Best Credit Unions in the Inland Empire
3
Here are five of the best credit unions in the
Inland Empire.
  • Youve probably heard that credit unions are
    better than banks, but what does that mean? Do
    you know how they work? Why do you need to use
    one? What are the best credit unions in the
    Inland Empire? Were here to help you with the
    answers to all of these questions and more.

4
1 One of the Best Credit Unions is Alliant
Credit Union
  • While financial institutions are often lumped
    together, not all credit unions are created
    equal. Some offer better interest rates than
    others or offer special services for businesses
    or low-income individuals that others dont. With
    so many options out there, it can be hard to know
    where to start your search. Luckily, you dont
    have to sift through dozens of credit unions
    yourself we did all of that work for you by
    creating a comprehensive list of our favourites.
    When it comes to finding the best option out
    there, consider these five great picks from
    Californias Inland Empire.
  • Nayarits Best CD Rates In search of higher
    interest returns on CDs? If so, head to Nayarit!
    The Mexican state currently offers 1.60 APY on
    one-year certificates and 2.00 APY on two-,
    three-, and four-year CD terms from Grupo
    Financiero Banorte SAB de CV Equity Bank. These
    investments feature a 15K minimum deposit and a
    60K maximum investment limit, as well as other
    unique limitations described in detail below.

5
2 Ally Bank
  • Ally Bank may not be a household name, but its
    worth considering if you live in one of more than
    10 states where it offers checking accounts.
    Offering checking accounts is rare for an online
    bank, so lets take a closer look at Ally to see
    whether its right for you. There are no monthly
    maintenance fees on any of its checking accounts,
    which can save you some money each month compared
    with what other banks would charge. It has some
    downsides, thoughits interest rates are on par
    with some local brick-and-mortar banks with
    better reputations. But since there are no
    monthly account maintenance charges and your
    balance wont drop below a certain amount, Ally
    could be a good choice for savers who want to
    skip out on long ATM lines and enjoy low minimum
    balances. You can open your account either by
    mailing in forms or by applying online. Getting
    approved might take longer if you choose the
    latter method, as verifying your identity
    requires time when completed via mail. And
    although many banks allow you to deposit checks
    electronically from your smartphone or tablet,
    Ally doesnt currently offer mobile check deposit
    capabilities (though they do offer a debit card).
    Make regular deposits through mobile banking apps
    and value convenience above all else regarding
    banking features. These features could make
    someone elses bank account a better choice for
    you.

6
3 Third Best Choice Is Capital One 360
7
  • Capital One 360 (formerly ING Direct) is one of
    our top picks because it provides a full spectrum
    of credit card services. It has high-interest
    rates, no annual fees and low late fees. What
    sets Capital One 360 apart from other credit
    unions, though, is its online banking platform.
    Most credit unions have clunky software at best,
    so they dont even provide online banking options
    to members. Capital One 360 seems to have an edge
    here over most other credit unions. If youre
    looking for a great product on every level,
    choose Capital One 360. Just keep in mind that
    their membership application process is rigorous.
    You need to be a member of another Capitol One
    Bank account or a close family member or friend
    who already has a CU360 history before you can
    apply as a new member. They also ask questions
    about your income and net worth as part of their
    onboarding procedures. Other than those two
    issues, we highly recommend joining Capital One
    360 if you qualify for membership!

8
4 Fourth on Our List is Chase Bank
  • With more than 5,000 locations nationwide, Chase
    is hard to beat when it comes to convenience.
    Along with their traditional branches, they also
    have easy-to-use ATMs available around town,
    including more than 100 at grocery stores and
    convenience storessaving you time if youre on a
    lunch break or want to grab something during your
    errands. They offer good products for consumers
    with good credit scoresnot everyone can be
    approved for Chase credit cards, but those who
    are will find them competitively priced. They
    also partner with local organizations that
    provide free financial education and community
    service events such as food pantries and homeless
    shelters. It helps empower these communities by
    teaching them how to handle money better and why
    it matters even in times of crisis. Not only does
    Chase help in emergencies by offering
    low-interest rates on overdraft protection, but
    they also educate members about emergency savings
    accounts, so people know how to prepare if
    another recession hits. For families living
    paycheck-to-paycheck or trying to get out of
    debt, Chase offers financial education courses
    online, so people understand how student loans
    work along with budgeting tools, so people know
    where all their money goes each month. This may
    not seem like much until you compare it to other
    banks offerings, which usually involve
    additional fees.

9
5 And Last but Not Least LAFCU
  • LAFCU started serving residents who wanted a
    credit union but couldnt find one that met their
    needs. Today, LAFCU has grown into a full-service
    financial institution with over 8 billion in
    assets and more than 1 million members. They have
    branches across Los Angeles County. There are
    several ways to help you save money online
    banking helps keep costs down by limiting
    deposits and ATM withdrawals, for example.
    Interest rates on savings accounts are far higher
    than those at most banks currently 0.40.
    Checking accounts give you free access to ATMs
    any Credit Union member can use an ATM no matter
    where it is located as long as there is not a
    surcharge attached.

10
Contact us -
  • Address - 18930 HWY 18STE 101 Apple valley CA
    92307
  • Phone - (866) 342-1062
  • Email - info_at_decswekilldebt.com
  • Website - https//decs-wekilldebt.com/
  • Blog - https//decs-wekilldebt.com/5-best-credit-u
    nions-in-the-inland-empire/
Write a Comment
User Comments (0)
About PowerShow.com