Citibank Personal Loan 2021

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CITIBANKPERSONAL LOAN2021
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Citibank is an apex financial institution which
provides top-notch banking and many financial
services to its customers. Having more than 2500
branches all over the world, Citibank has never
looked back after its arrival in India and since
then, it has been facilitating various types of
banking and financial service to its Indian
customers. 
One of the most popular products of Citibank
among a lot is Citibank Personal Loan. One can
avail personal loan up to Rs. 30 Lacs by meeting
very basic eligibility criteria of Citibank.
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Some valuable features of this loan include  

•    Personal loan up to Rs. 30 Lacs for every
  small and big needs
• Disbursement of loan amount within 2 business
  days
• Option to pre-check your loan eligibility
• Fixed interest rate throughout the loan tenure
• Option to part pre-payment of the outstanding
  loan amount
• Paperless loan process
• Easy and quick documentation process

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Citi Bank Personal Loan Interest Rate Charges

•  City Bank Personal Loan Interest Rate is very
  reasonable and starts at 10.50 and goes up to
  18.99 at max. For an easier loan repayment
  process, the interest rate remains the same
  throughout the loan tenure. 

Loan Amount  Minimum Rs. 50,000, Maximum Rs.30 Lacs 
Tenure  6 months to 60 months 
Interest Rate  9.99 onwards
Processing Fee 0.50 - 3.00
Booking Fee Up to 3 of the sanctioned loan amount, usually deducted at the time of disbursal.
Pre-closure charges  Up to 4 of the total outstanding loan amount Interest of the same month
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Citibank Personal Loan Eligibility Criteria

• Citibank approves loan application only if the
  applicant has successfully met all of their
  personal loan eligibility criteria. Despite
  having so much relevancy in personal loan
  approval process, Citibank Personal Loan
  Eligibility Criteria is pretty  easy to meet. The
  bank doesnt believe in frustrating its
  customers. For that, they have set eligibility
  criteria that those in need can easily meet. 
• For salaried individual
• He/she must be 26 years old or above to avail
  personal loan from Citibank.
• The maximum age limit is 60 years.
• Minimum monthly income of Rs. 40,000 is a must.
• He/she should have a good credit score.
• For self-employed individual
• He/she must be 21 years old or above to avail
  personal loan from Citibank.
• The maximum age limit is 65 years.
• He/she should have a minimum monthly income of
  Rs. 40,000.
• He/she should have a credit score of 750 or
  above. 

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Citibank Personal Loan EMI Calculator

• To easily calculate the EMI that will be paid on
  borrowed personal loan amount, you can take the
  help of Citibank Personal Loan EMI Calculator.
  You can easily find it on Citibank India official
  website.
• We have provided an example of a scenario in
  which someone is taking a personal loan of Rs. 1
  Lac at 11 per annum. In the table given below,
  you can check how much EMI he will be paying if
  he opts for personal loan tenure of 2,4, and 5
  years. 

LOAN AMOUNT INTEREST RATE TENURE EMI Total Payable Interest TOTAL AMOUNT
? 1,00,000 11 2 ? 4,660 ? 11,858 ? 1,11,858
? 1,00,000 11 4 ? 2,584 ? 24,058 ? 1,24,058
? 1,00,000 11 5 ? 2,174 ? 30,454 ? 1,30,454
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Documents Required for Citibank Personal Loan

• For salaried individuals
• ID Proof Pan Card, Aadhar Card, Driving
  License, Voters ID, Passport, Photographs
• Residence proof 
• Age proof
• Employment proof letter from employer, Payslips
• Income proof Bank statement, form 16
• For self-employed individuals
• ID Proof Pan Card, Aadhar Card, Driving
  License, Voters ID, Passport, Photographs
• Residence proof 
• Age proof
• Business proof Rent Receipts, Utility Bills,
  Ownership Documents
• Income proof Profit and loss account, ITR for
  last 2 years, Audit report, Balance sheet

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Citibank Customer Care Number
Delhi/NCR 0124 2542484
Mumbai 022 28232484
Bangalore 080 22272484
Ahmedabad 079 26422484
Chennai 044 28522484
Chandigarh 0172 508 2484
Vadodara 079 2642 2484
Jaipur 0141 2372484
Kolkata 033 22832484
Kochi 9895022484
Ludhiana 0161 501 2484
Lucknow 0522 2201022
Nagpur 1800 180 2484
Pune 020 66012484
Hyderabad 040 66662484
Surat 0261 6532484

• Below, you can find the Citibank customer care
  number for various cities

Delhi/NCR 0124 2542484
Mumbai 022 28232484
Bangalore 080 22272484
Ahmedabad 079 26422484
Chennai 044 28522484
Chandigarh 0172 508 2484
Vadodara 079 2642 2484
Jaipur 0141 2372484
Kolkata 033 22832484
Kochi 9895022484
Ludhiana 0161 501 2484
Lucknow 0522 2201022
Nagpur 1800 180 2484
Pune 020 66012484
Hyderabad 040 66662484
Surat 0261 6532484
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How to Apply Citibank Personal loan through
Afinoz ?

• With Afinoz, availing a personal loan becomes
  easy. We are a marketplace for various financial
  products and services. To avail a personal loan
  from Citibank, all you have to do is to check
  your personal loan eligibility with Afinoz.
• Once youre done with filling up the form, our
  Citibank loan representative will get in touch
  with you. After that, we will take the initiative
  to provide you with a solid financial solution. 
• There are multiple benefits that you can avail if
  you apply for a personal loan with Afinoz. They
  are
• Options to compare and choose
• Instant loan approval
• Lightening fast loan amount disbursal
• Impeccable customer support before and after loan
  sanctioning
• Cashback up to Rs. 5,000 on loan disbursement

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