Title: Customized Solutions For Transforming Agriculture
1- Customized Solutions For Transforming Agriculture
2Table of content
- Challenges faced by Indian farmers
- Benefits of drip irrigation
How it will help farmers?
What we promote?
3About Us - Financing Solutions For Climate
Resilient, Future Ready Profitable Farming.
- Netafim Agricultural Financing Agency Pvt. Ltd.
(NAFA)Â was promoted by Netafim Group, Israel to
finance the stakeholders in micro-irrigation
value chain. Netafim invented and pioneered the
adoption of drip irrigation system across the
world with the mission to promote a global change
in the way water is used in agriculture. - One of the major hurdles in adoption, of micro
irrigation by farmers, was their access to
finance, hence Netafim decided to provide
financial solutions to the stakeholders in micro
irrigation value chain. NAFA, the Non-Banking
Finance Company (NBFC) of Netafim Group, received
the RBI license and commenced operations in
March2013.
4Supporting Digitization Automation Of Farming
- Challenges faced by Indian farmers
- Despite India being one of the largest producers
of the horticulture crops, Indian farmers face
various challenges to increase the yield output.
The small segregated farms with low per-hectare
yields are one of the major challenges for the
Indian horticulture sector. Additionally, India
stores only two percent of its horticulture
products in temperature-controlled conditions,
whereas China stores 15 percent and Europe stores
85 percent of its products in such facilities.
5Supporting Digitization Automation Of Farming
- Moreover, the onset of COVID-19 pandemic has
created additional supply-chain disruption for
the horticulture farmers. Even though the farmers
have adequate production, the logistical
challenges have created a roadblock for fruits
and vegetables to reach the urban consumers.
While progressive Farmers/ FPOs have ventured to
utilize the budding digitalization to reach the
urban consumer directly through app and delivery
capabilities, the marginal farmers are yet to
gain the benefits out of the new normal
technology adaptations.
6Benefits Of Drip Irrigation
- Drip irrigation systems has a proven ability to
increase productivity by utilizing an optimal
quantity of water and fertilizers. According to
the Economic Survey, 2020, the implementation of
micro-irrigation systems has increased the
water-saving by almost 50 and caused significant
growth in the crop yields. Looking at these
successful results, the Government aims to cover
additional 2 million-hectare agri land under Drip
irrigation systems per annum. - Adequate and timely availability of water is the
one of the most pertinent issue that
horticultural production is facing at present.
Over the past few years, we have seen that many
regions in India are facing extreme water
scarcity. Hence, we need to drive the adoption of
micro-irrigation systems in mission-mode. Indian
farmers are willing to take up any technology
that brings certainty of revenue in their life
and adds economic value. Drip irrigation excels
on both these fronts. Drip has visible and vast
benefits, and this needs extensive propagation.
7Why agricultural Term Loans are important in the
present context
- With the novel coronavirus slimming income
generation opportunities for farmers, term loans
seem to be the easiest path for gaining capital
funds. - Â
- According to PRS Legislative Research, the
agriculture sectors contribution to Indias GDP
has decreased from more than 50 in the 1950s to
around 16-17 now. There exist many reasons
behind the cause of such decline, but one that
sticks out like a sore thumb is the lack of
monetary support. - Â
- The COVID-19 pandemic has forced agricultural
supply chains to succumb to a rapid fall, further
disrupting the livelihood of 70 of Indias rural
households that depend primarily on agriculture.
To upscale this landscape, funding for increased
quality production and modern machinery use for
value addition is necessary. - As opposed to other agricultural loans that only
offer an 18 months repayment limit, long term
loans allow farmers more time- 15 years while
also acting as a catalyst in their capital funds.
Keeping in mind how the pandemic has put the
world on hold, a more extended repayment period
serves as a ray of hope for farmers barely
getting by. Long-term loans will help them
increase the credit flow and improve their
livelihood by paving the way for dairy farming,
irrigation, horticulture, animal husbandry,
inland fisheries, etc.
8Why agricultural Term Loans are important in the
present context
- Funds for farming equipment
- In todays fast-paced world, the agricultural
supply chain has failed to keep up in terms of
efficacy. With the quality, speed and value of
production not favouring Indias farming sector,
a boost in farm mechanization can lead to an
unprecedented boom. - Purchasing lands
- As long-term loans bring in capital, it allows
farmers to purchase lands further used for
cultivation. Owning a land brings long-term
benefits for the farmers and provides crop
cultivation to supplement the countrys exceeding
demand in present times. - Aid in Horticultural Activities
- An influx of capital funds via long-term loans
will help farmers pay attention to the quality of
their horticultural activities. - Provide Larger Scope for Dairy and Poultry
Industry - As our country still stands to have the largest
livestock population, long-term loans help
explore dairy and poultry farming. - Assists in Fish Farming
- Today, fish farming is said to be the
fastest-growing sector in terms of food
production. The long-term loan credit flow can
cover the cost of operation, formulation, and
financing. When the farmers have not availed any
investments but needs working capital, long term
loans again act as a saving grace.
9How We Help Farmers With Our Smart Technology?
- Almost 80-90 increase in water-use efficiency
- 30 of saving in electricity cost per hectare
(due to reduced hours) - 30 saving in fertilizer consumption
- Almost 50 increase in productivity
- All above resulting in boosting farmer income by
more than 40
10What We Promote?
Sustainable Agriculture Practices by promoting
climate resilient technologies by focusing on
using water efficiently to reduce negative impact
on environment.
Access to Financial Service To small holder
farmers and Small Medium rural agri enterprises
Improving Farmers Income Level By helping him to
adopt cash-crops, increasing crop-productivity
and helping him to grow more with less
11Thank you
Netafim Agricultural Financing Agency Pvt. Ltd.
(NAFA) Registered Office 1602 1603, The
Affaires, 16th Floor, Plot no. 9, Sector 17, Palm
Beach Road, Sanpada, Navi Mumbai 400 705,
Maharashtra.
Phone Number 91-22-6170 7600 Toll-Free  1800
2677762 Whatsapp  91-8928493972 Email
info_at_nafa.co.in customercare_at_nafa.co.in
Web https//nafa.co.in