Which is the Best Home Improvement Loan?

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Which is the Best Home Improvement Loan?
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OVERVIEW

• Many owners decided to modify their houses at the
  end of the year. If you want to renovate your
  house, don't know how to pay the fee, you can
  look at various loans. Home improvements can
  include reconstruction, paint, internal and
  external repair, and even larger buildings, such
  as adding a floor.

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Top-up loans

• This is a loan that can take over and exceed
  existing housing loans. But only after a certain
  year's house loan is approved, this measure can
  be taken. Most banks have a fixed period of fixed
  period of more than 3-6 years. Interest rate is
  usually the benchmark interest rate plus a
  certain percentage. The longest usage period is
  usually 15-20 years, depending on the life of the
  existing house loans. "A additional loan is
  almost like a personal loan, except for its
  interest rate, although there is no housing loan
  interest rate so low. Most supplementary loans
  are limited to 70 for real estate value. But the
  actual percentage will depend on the market value
  of real estate and the capacity of the borrower.
  Working costs are generally 0.5 to 0.75 of the
  loan amounts.

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Personal Loan
Personal loans are one of the most expensive
loans because their interest rates are between
15 and 24 per year. The prepaid fee is also
high the 2-5 of the principals. The longest term
offered is usually only 5 years, which means that
the average monthly installment payment (EMI)
will be high compared to longer loans. The
processing fee is also high - 2-2. Loan amount 5.
There are prepaid and lockout periods. Although
costs are expensive, individual loans are easy to
get, because they do not need collateral, less
paper work, and payment is usually carried out
within 2-3 days. Some banks offer special offers
to female customers.
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GOLD LOANS

• If you are not qualified to improve loans or
  personal loans, because, if the credit record or
  if the house is not in your name (may be a family
  or ancestral property), you can consider the gold
  loan. These are considered to be an alternative
  to personal loans. Payment usually only takes 1-2
  days, but the interest rate is 14. 5-17 of the
  loans every year is much higher than home
  decoration loans. With gold loans, you can only
  get up to 80 of gold value, the term is usually
  12-15 months. This means you need to commit more
  gold with more amount and pay higher EMI.

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CONTACT US

• Clix Capital Services Pvt. Ltd.
• Address - 9th Two Horizon Center, 901b,
• DLF Phase 5, Sector 43,
• Gurugram, Haryana 122002
• Email - hello_at_clix.capital
• Website - www.clix.capital
• BLOG - www.clix.capital/clixblog/

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