What are your Financial Goals?

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February 2021 Private Confidential
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What are your Financial Goals?
A Car
Dream Holiday
House
Childs Education
Childs Marriage
Retirement
Defining your goal is the first step towards
planning.
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Put a Number to it, Priorities give a Timeframe
DREAM HOLIDAY
CHILDS EDUCATION
CHILDS MARRIAGE
A CAR
HOUSE
RETIREMENT
?6L
?60L
?2L
?2.5Cr.
?20L
?30L
12 Months
2 Years
5 Years
15 Years
25 Years
25 Years
Short Term Plan
Medium Term Plan
Long Term Plan
Above number is illustrative purpose only
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Create an Emergency Fund
Keep 6-12 months of expenses in Liquid Fund, Bank
Fixed Deposit so that It can be withdrawn
immediately.
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Now lets Understand Plan
Short Term Needs 1-12 Months
Medium Term Needs 12-60 Months
Long Term Needs More than 60 Months
YOUR MONEY CYCLE

• Safety of Principal critical
• Minimal volatility as one may need the money
  anytime

• Better Returns, but capital to be safe
• Little volatility to be expected

• Returns have to beat inflation
• Volatility can be blunted with time

• Bank Fixed Deposit
• Bank Recurring Deposit
• Liquid / Money Market Funds
• Short Term Debt Funds

• Direct Equities
• Equity Diversifies Mutual Funds
• Real Estate
• EFP PPF

• Bank Fixed Deposits
• Debt Funds
• Corporate Fixed Deposits

Saving Before Spending, is the right way of
financial planning.
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Asset Classes
RD/FD/Debt
Gold/Gold ETFs
Real Estate
Equities/MF
Amount
Starts at ?500
Starts at ?500
Huge Lumpsum Amount
Starts at ?500
Volatility
Very Low Volatility
Low-Medium Volatility
Low Volatility
Medium-high Volatility
Return
5-8 pa
8-9 in the Long Term
3-4 Rental Return 5-10 Returns in the Long Term
12-15 in a Long Term
Gain Tax-free upto ?1 lakh
Taxation
Interest Taxable
Gain Taxable
Rental Income, Gains Taxable
Choose your investments depending on your Age,
Risk appetite and Wealth Goals.
The comparison with Fixed Deposits has been given
for the purpose of the general information only
and not a recommendation to invest. Investments
in Mutual Funds should not be construed as a
promise, guarantee on or a forecast of any
minimum returns. Unlike Fixed Deposit with Banks
there is no capital protection guarantee or
assurance of any return in Mutual Funds.
Investments in Mutual Funds as compared to Fixed
deposit carry moderately high risk, different
tax treatment and subject to market risk and any
investment decision needs to be taken only after
consulting the Tax Consultant or Financial Advisor
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Equity works best in Long Term
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Why own Gold in your Portfolio?
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Why own Debt in your Portfolio?
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How does one know where to invest and when?
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An investor education initiative by
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How Mutual Funds Work?
In a mutual fund, our money is managed by a
professional called fund manager.
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Why invest with a Mutual Fund?
Professional Management
Transparency
Diversification
Flexibility
Return Potential
Choice of Schemes
Low Cost
Well Regulated
Liquidity
Tax benefits
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Your money can do more, with Mutual Funds
Investor can invest in one-two companies at most.
Investor can invest in all companies at once
through a mutual fund.
The above information is for illustrative purpose
only. The Mutual Fund schemes invest in stocks as
per the scheme investment objectives. 
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Suggested Fund Allocation
12-80-20 Approach
Please note that the above is the suggested fund
allocation only and is not to be considered as
investment advice/ recommendation. Please seek
independent professional advice and arrive at an
informed investment decision before making any
investments.
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Connect with Us
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For additional information, please contact
Sandeep Bhosle AVP- Customer Interaction Email
SandeepB_at_QuantumAMC.com Mobile 91-
98209-43101 Office 91-22-6144-7804 Fax 91-22-2
285-4318 Website www.QuantumAMC.com
Quantum Asset Management Company Private
Limited Hoechst House, 7th Floor, Nariman
Point Mumbai-400021, India
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Disclaimer Terms of Use
The data in this presentation are meant for
general reading purpose only and are not meant to
serve as a professional guide/investment advice
for the readers. This presentation has been
prepared on the basis of publicly available
information, internally developed data and other
sources believed to be reliable. Whilst no action
has been suggested or offered based upon the
information provided herein, due care has been
taken to endeavor that the facts are accurate and
reasonable as on date. Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required as per SEBI Mutual Fund Regulations.
Readers are advised to seek independent
professional advice and arrive at an informed
investment decision before making any investment.
None of the Sponsors, the Investment Manager, the
Trustee, their respective Directors, Employees,
Affiliates or Representatives shall be liable for
any direct, indirect, special, incidental,
consequential, punitive or exemplary damages,
including lost profits arising in any way from
the data/information/opinions contained in this
presentation. The Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required. Please visit www.QuantumMF.com to
read scheme specific risk factors. Investors in
the Scheme are not being offered a guaranteed or
assured rate of return and there can be no
assurance that the schemes objective will be
achieved and the NAV of the scheme may go up and
down depending upon the factors and forces
affecting securities market. Investment in mutual
fund units involves investment risk such as
trading volumes, settlement risk, liquidity risk,
default risk including possible loss of capital.
Past performance of the sponsor / AMC / Mutual
Fund does not indicate the future performance of
the Scheme. Statutory Details Quantum Mutual
Fund (the Fund) has been constituted as a Trust
under the Indian Trusts Act, 1882. Sponsor
Quantum Advisors Private Limited. (liability of
Sponsor limited to Rs. 1,00,000/-). Trustee
Quantum Trustee Company Private Limited.
Investment Manager Quantum Asset Management
Company Private Limited. The Sponsor, Trustee and
Investment Manager are incorporated under the
Companies Act, 1956. 25rth February 2021 Mutual
fund investments are subject to market risks,
read all scheme related documents carefully.
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Thank You