Know About Lumpsum Calculator

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Lumpsum Calculator

• Lumpsum calculator computes the maturity amount
  of a present-day investment. In simple words, you
  can know about the maturity amount prior to your
  investment. Once an investor enters the details
  like Lump-sum investment amount, desired numbers
  years to invest, and the expected returns as a
  rate of interest, the calculator will show you
  the maturity amount.

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Features Benefits of Lumpsum Calculator

• Simple and fast process
• Made for everyone
• Predicts future returns
• User-friendly interface
• Compounding interest benefits

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Best Time to Choose for A Lumpsum Investment

• When a salaried person gets yearly bonus.
• When one gets money from sale of property/assets.
• When one receives money from a matured
  investment.
• When a person gets money as a one-time settlement
  of any dispute.

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The Formula to Calculate Mutual Fund Returns

• There are two methods which you can apply to
  calculate mutual fund returns
• Lumpsum calculator Lumpsum is a mode of
  investment which lets you invest a substantial
  amount for a longer period for maximum returns.
  Assume you want to invest Rs 3 lakh for the
  period of 2 years, you can invest whole amount
  for 2 years with the help of Lump-sum calculator.
• SIP calculatorThe Systematic Invest Plan lets
  you invest a specific amount over a period of
  time by investing a fixed amount every month.
  Suppose, you want to invest Rs 3 lakh for 2 years
  then you can plan your investment by investing Rs
  12,500 each month for 24 months by the help of
  SIP calculator.

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Difference Between Lumpsum and SIP

• Higher returns vs lower returns Lumpsum provides
  better returns on your investment as the invest
  gets more exposure to the compounding rate of
  interest. On the other hand, SIP investment gets
  lower exposure to the compounding interest rate,
  hence, it provides lower returns as compared to
  Lumpsum investment.
• Systematic investment vs one-time
  investment Lumpsum investment requires a
  one-time investment and to get a bigger return,
  you must invest a handsome amount initially.
  Contrary, with a SIP investment, you invest a
  fixed amount every month to get invested.
  However, you will get great returns on your
  investment, but that will be lower as compared to
  Lumpsum investment.
• Long-term investment vs. Short- term
  investment Many people want to park their money
  for 10 to 20 yearshence , they can get good
  returns on investment if they invest through
  Lumpsum process. On the other side, if you want
  to grow your wealth in a short span of time or
  dont want to wait for longer, you can invest via
  SIP investment approach.

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Advantages of Using Afinoz Lumpsum Calculator

• Free tool Any investor can use this tool for
  free. This too is available on the official
  website of AFINOZ.
• User-friendly interface Person with no financial
  background can use this tool to make the wise
  investment decision.
• Easily switchable between Lumpsum to SIP
  calculator With a single click, the interface
  can be changed from Lumpsum to SIP. So, its a
  boon for investors.
• Fast Secure You can use this tool without
  entering your personal information, hence, it
  provides you faster results in a secured way.

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THANK YOU