Does Health Insurance Cover LASIK Eye Surgery

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• Does Health Insurance Cover LASIK Eye Surgery?
• After being confirmed that you are a good
  candidate for LASIK eye surgery, your immediate
  consideration maybe about how you can afford the
  procedure. The most common question for many who
  are considering Laser Vision Corrective surgery
  Is LASIK covered by insurance?
• Unfortunately, the answer is No. LASIK is
  considered an elective procedure and not
  generally covered by insurance plans. Elective
  procedures mean they are optional, but not
  medically necessary.
• However, there are ways to lower the costs and
  make LASIK eye surgery more affordable.
  Financing options are available to help cover the
  cost of LASIK laser eye surgery for patients
  based in the US. These options will make LASIK an
  eligible medical expense, which can be easily
  covered using your health savings account (HSA)
  or flexible spending account (FSA).
• LASIK Eye Surgery Financing Options
• As LASIK insurance coverage is rare, but it is
  important to know that some insurance plans and
  companies do provide partial coverage for LASIK
  surgery.
• Most of the laser vision centers offer affordable
  financing options with monthly payment plans
  that can be as low as 60 per month.
• If your laser vision center does not provide
  financing, you may be able to apply for credit
  from any LASIK financing company. Like with any
  loan, make sure to pay your payments on time, so
  as to avoid penalties.
• To get a better understanding, read below about
  HSA and FSA financing options for LASIK eye
  surgery.
• Health Savings Accounts - A Health Savings
  Account (HSA) is a tax-exempt trust or long-
  term savings plan, where you can save funds to
  cover qualified medical procedures. You need to
  meet certain requirements set forth by the IRS
  to get enrolled for HAS and having a
  high-deductible health plan (HDHP) is an
  important step in qualifying.
• HSA is a good option if you want to save for the
  procedure and arent in a hurry to get LASIK
  because money put into an HSA rolls over
  year-to-year.
• If youre interested in using an HSA to save for
  health-related expenses, it really helps to do
  your research and plan ahead.

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• Flexible Spending Accounts - A Flexible Spending
  Account (FSA) is a short-term savings plan for
  health care. It requires sponsorship from your
  employer and allows you to pay for certain
  medical expenses on a pre-tax basis.
• FSA is a good option if you would like to get
  LASIK right away because money put into an FSA
  is available immediately. FSAs can be used to
  cover eligible elective procedures like LASIK,
  along with other common health expenses.
• Just as with an HSA, using an FSA to cover health
  and medical expenses may be an easy option with
  good planning.
• In addition, premium LASIK providers help you pay
  for your procedure using HSA or FSA funds. All
  you need to do is to provide your health care
  debit card to the provider for one time.
• LASIK Financing at Columbus LASIK Vision
• At Columbus LASIK Vision, we work with many major
  visions insurance providers to offer LASIK
  savings and accept most insurance plans for full
  or partial reimbursement for laser eye surgery.
  The Columbus LASIK Vision team will work with you
  to make sure you are getting the most savings
  possible.
• Columbus LASIK Vision offer financing options for
  laser eye surgery patients based in the United
  States. We work with CareCredit, a credit card
  created specifically for healthcare needs that
  offers flexible financing terms and low-interest
  payments for patients. We also offer flexible
  financing programs with no interest or down
  payment for up to 24 months.
• If you have specific questions about LASIK
  insurance coverage or payment options, the
  Columbus LASIK Vision team is here to help you.
  Schedule your free LASIK consultation at
  Columbus LASIK Vision Center, and find the
  financing options for laser eye surgery that
  works for you!