Title: How To Get Your Florida Insurance License
1How To Get Your Florida Insurance License
2Outline
- Step 1 Choose Which Licenses you Need
- Step 2 Pre-License Education
- Step 3 Insurance License Application
- Step 4 Fingerprinting and Background Check
- Step 5 Insurance License Exam
- Step 6 Application Review
3Step 1. Which Types of Insurance Licenses Do You
Need?
- Depending on what type of insurance agent you
want to be or what types of policies you need to
sell, you will need to choose what type or types
of insurance licenses you need to get. - These are examples of the types of insurance
policies you can sell with each type of license - Property Casualty Insurance License (2-20)
Car Insurance, Home Insurance, Business
Insurance, etc - Life Health Insurance License (2-15) Life
Insurance, Annuities, Health Insurance, etc. - Most insurance agents choose to get both of these
licenses, but if you will only sell one type of
policy then you just need to choose which license
fits your needs.
4Step 2. Insurance Pre-License Education
- After youve determined which licenses you need,
you must now take your Florida insurance
pre-license education courses. - Most folks choose to take their insurance
pre-license course online. These courses are
created specifically to give you the skills you
need to pass the test. The types of licenses you
choose (also known as lines of authority) will
determine which courses you take. - Each line of authority in Florida varies in
required hours of pre-license education. This
means that if you wish to get a Property and
Casualty 2-20 license, you must take two-hundred
(200) hours of pre-licensing, and for Life and
Health 2-15 (including Annuities and Variable
Contracts) you must take sixty (60) hours. - You will receive a certificate upon completion of
the course. Keep this certificate, as you will
need it when taking your exam.
5Step 3. License Application
- After you have completed all of your required
pre-licensing education, the next step is to
apply for your license. If you have more than one
line of authority that you have taken the
education for, be sure to apply for all of those
lines. - The fee for an online application is 50 plus a
5 License ID fee, totaling 55. - The application process is located within
Floridas MyProfile account system. This system
will essentially be your home base for all
license actions from this point forward. After
receiving your license, this is where you will
take most other actions regarding your license
and appointments.
6Step 4. Fingerprinting And Background Check
- The State of Florida requires that all insurance
license applications provide fingerprints prior
to licensing. Giving your fingerprints will
initiate a background check. If you have any
prior misdemeanors or felonies, this may affect
the outcome of your licensing efforts. For more
information on this topic, call the Florida
Department of Insurance at (850) 413-3140 or
email the Insurance Department or check the
information on this page. - Fingerprinting must be completed through
IdentoGO. You will schedule an appointment at one
of the locations in Florida, and the will
electronically record your fingerprint
information using LiveScan (as opposed to ink and
paper). - The fee for fingerprint services is 48.05 plus
the local Florida sales tax. Your fingerprints
will be submitted automatically to the Florida
Department of Law Enforcement.
7Step 5. Florida Insurance License Exams
- The next step after completing all of your
pre-license coursework is to take the insurance
exam. You will take one exam for each line of
insurance you wish to carry. Life, Accident,
Health 2-15 (LH) and Property Casualty 2-20
(PC) lines are combined lines in Florida, so you
will take two exams if you wish to attain all of
these lines of authority Property, Casualty,
Life, Accident, Health. - This is a proctored test, which means that you
will be in a controlled environment with a person
watching over you. For people who havent tested
in a situation like this should be aware of this
fact, and work on taming their nerves prior to
sitting for the exam. - The fee for each attempt of the exams is 44 (one
exam per combined lines of authority). When you
show up you must have a photo ID any other
documents that the testing facility has asked you
to bring.
8The Life Health (including Annuities Variable
Contracts) 2-15 exam consists of one hundred
fifty (150) questions, and you have two hours and
forty-five minutes (245 hours) to complete the
exam. Here is a copy of the exam content outline
for the Life Health (including Annuities
Variable Contracts) 2-15 exam. The Property
Casualty General Lines 2-20 exam consists of one
hundred sixty (160) questions, and you have three
hours (3 hours) to complete the exam. Here is a
copy of the exam content outline for the Property
Casualty 2-20 exam. A total score of 70 is
required to pass each exam. You have a limit of
five (5) attempts at each exam per year.
9Thank You
Visit eInsuranceTraining.com to complete your
pre-license coursework