Reasons You Need A Financial Adviser!

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Reasons You Need A Financial Adviser!
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61 3 9798 6622
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Most of us are probably still taking stock of
2019 and reviewing how well their investments
performed in last year. Another new year has
begun. With the US-China trade war, Brexit Mess
and Reserve Bank of Australia (RBA) cutting the
rates to a record low of 0.75, had left 2019 a
year full of uncertainties. It is particularly
during such volatile and uncertain market
conditions, have most investors realized the
value of a financial experts guidance. The role
of a financial adviser is much broader than just
helping you make investment decisions. The
financial advisers help present tangible and
feasible strategies to strengthen your financial
position and enhance your unique value
proposition. Whether you consider yourself a
savvy do-it-yourselfer or youre new to
investing, the right kind of independent
financial advisor can offer expert advice to help
you avoid common and costly mistakes.
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61 3 9798 6622
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Here are the top 7 reasons for hiring a financial
adviser VS. going it alone (some may surprise
you)
1. Access
Properly trained and licensed financial pros can
offer investment accounts and strategies that are
not available to you as an individual investor.
This access can potentially help you gain better
diversification and a more comfortable ride in
the markets. It pays to know people who know
people!
2. Accountability
An expert advisor is like having a physical
trainer for your finances, they will help you
stay accountable for a savings and investing plan
and keep you focused on your aspirations. Time to
get fiscally fit!
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3. Quarterback
The biggest problem DIY investors face is money
falling through the cracks because theres no
coordination between the estate, tax, and
financial planning areas of their life. Its no
different than working with a team of doctors to
help diagnose and treat a serious illness, if
everyone isnt on the same page then your health
may suffer. Without a financial quarterback
calling the right plays the team is bound to lose
and your financial health may suffer.
4. Transition
When wealth passes from mom and dad to the kids
its not uncommon for costly mistakes to be made
through unnecessary penalties or taxes. A
specialized financial advisor is better equipped
than any other professional to navigate all the
choices the kids have to make and to carry out
mom and dads wishes. The value of the financial
plans laid out by the advisor (and mom dad)
truly shine when wealth passes from one
generation to the next.
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5. Sounding Board
The investment opportunity of a lifetime comes
around about once every week and an experienced
financial expert can be a realistic sounding
board to help provide you with a litmus test for
the next shiny idea. Life can always use a little
perspective, investing is no different.
6. Freedom
Very few wise people want to trade their time
with family, friends, and hobbies to stare at a
computer screen to pick and manage their
investments. Hiring an advisor, like hiring a
doctor, saves you time and money in the long run.
A financial advisor cant save your life, but he
or she may be able to save your financial life
and marriage by giving you the freedom to focus
on whats really important in your life.
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61 3 9798 6622
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7. Cashflow
Accumulating money for retirement and then
de-accumulating in retirement involves
drastically different areas of expertise. While
it may not take an investing genius to save money
for retirement, it will take an experienced money
pro to help you build a retirement income plan
that you wont outlive.
This switch from growth to income investing is
necessary when youre 5 years out from retirement
or already in retirement. Your ordinary jack of
all trades advisor wont do here, youll need to
hire someone that truly specializes in designing
custom retirement income plans for people ages 50
plus.
If you have any queries or want to know more,
give us a ring on 61 402 895 593 / 61 3 9798
6622 or email us on pallavi_at_sfadvisory.com.au.
www.sfadvisory.com.au
61 3 9798 6622
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Contact Us
Address Fiveways Business Centre, 7 Keysborough
Close (First Floor), Keysborough, VIC, 3173
Australia
PH 61 3 9798 6622
Email clientservices_at_sfadvisory.com.au
Web www.sfadvisory.com.au
www.sfadvisory.com.au
61 3 9798 6622