Tips for making safe investments during this pandemic

1
Tips for making safe investments during this
pandemic
2

• Retirement shouldnt mean the end of earnings.
  With an understanding of the financial markets
  and solid investment processes in place, you can
  replace your employment income with investment
  income. However, you need to remember that
  investments can be risky.
• This current pandemic has changed the financial
  landscape even further. While the pandemic
  spelled doom on the financial markets initially,
  investors gradually seem to have now identified
  opportunities.

3

• Here are tips for safe investing
• Work with a professional
• This is the first thing that you need to note.
  You should always work with a professional. If
  you think that you can do it on your own and even
  if you have past experience, having a
  professional by your side adds significant value.
  These professionals are up-to-date with policies,
  procedures and opportunities. Theres no excuse
  to go at investing on your own, because you may
  end up losing money. Whether you live in a senior
  apartment in Ankeny, IA or independent senior
  apartments near Kansas City, KS you can easily
  find a reliable professional near you. Search
  them up on Google and see what kind of reviews
  that their past clients left them.

4

• Real estate based partnerships
• Investing in real estate is always a good idea.
  However, not everyone may have the funds or the
  confidence to invest alone. For such people, real
  estate based partnerships work wonders. You could
  have as few as 2 partners and as many as 20-30
  partners, who join with you in buying an
  investment property. The property is most likely
  rented out and then sold after a few years. As
  you may have imagined, the return on investment
  is distributed among the partners. This
  partnership can be a part of a larger symposium
  or you could just get together with your golf
  buddies to invest.

5

• However, you need to do your research before
  investing in a property. The propertys location,
  lot size, floor area, marketability, rental
  potential, proximity to offices and colleges,
  etc. can have a bearing on the returns you make
  from your property. Lets say if you live in a
  55 apartments in Des Moines, IA you should try
  to identify properties that are within drivable
  distance. This way, you can always keep a check
  on it. As about the money required for investing,
  you can either use your savings or avail of the
  many investment/loan products available for
  retirees.

6

• Diversify
• Dont put all your eggs in the same basket.
  Spread your money across balanced mutual funds,
  bonds, ETF, and stock. Some of these investment
  vehicles offer stability with low returns while
  some others offer high returns with volatility.
  By diversifying your portfolio, youll increase
  your chances of generating high returns and
  reduce your risk.

7

• Corporate bonds
• If stocks are too risky for you, you can consider
  investing in corporate bonds. While these are
  riskier than government bonds, they are safer
  than the stock market. You need to ensure that
  the bonds you choose offer high liquidity and
  have diverse exposure for you to get a steady
  income stream.

8
(No Transcript)