How to Avoid Credit Card Annual Fee (1)

1
How to Avoid Credit Card Annual Fee

• WEBSITE www.swipe4free.com
• Email ID
  sales_at_swipe4free.com

2
Avoid credit card annual fee

• We offer annual fee reductions for
  credit cards, It is a worldwide fact that we all
  like the credit card benefits but what we dont
  like the annual fee. Not all credit cards charge
  annual fees but the ones that do come with great
  benefits. The good news is that there are great
  different ways of getting rid of your credit card
  annual fees these days.

Call 1-855-345-0400
3
Best ways to avoid annual fee on credit cards

• Give an ultimatum
• Choose the best offer
• Show respect and negotiate
• The right choice or downgrade
• Cancel Your Credit Card

Call 1-855-345-0400
4
Give an ultimatum

• This is the first thing that you can do to get
  your credit cards annual fee waived. Rest
  assured that if you are a good customer to your
  bank, the bank will not want to lose you.
• Therefore, tell your bank that you would cancel
  your card because of the annual fee, and you can
  ask them to retain you by waiving the annual fee.

Call 1-855-345-0400
5
Choose the best offer

• Your credit card company will not want to
  lose you as a customer if you have been using
  your card a lot. They will offer you attractive
  options. Options like a bunch of reward points,
  increase in credit limit, balance transfer
  offers, etc. See to it that you stick to your
  objective, which is getting your annual fee
  waived.

Call 1-855-345-0400
6
Show respect and negotiate

• It is very important that you show respect to
  the agent you speak to. Many time it is in the
  hands of the agent who answers your phone call to
  straight away waive off the credit card annual
  fee for you. Make sure that your case is strong
  and factual and at the same time be polite and
  request.
• In case the agent is not able to help you, be
  ready to wait, take a reference number to the
  conversation, follow up on the matter, request
  the supervisor to speak to you, show a strong
  positive attitude towards the card youre using
  and also point out your tenure of business with
  the company.

Call 1-855-345-0400
7
The right choice or downgrade

• You will get a few choices, try to avoid
  cancellation and opt for other options. Before
  applying for a credit card you must always check
  whether there is an annual fee on the card or
  not. Sometimes Free credit card processing
  companies give you the first year free on certain
  cards.
• Make sure you read these terms carefully. Look
  for a card with maximum benefits and minimum
  annual fee, you can also look for cards with no
  annual fee altogether. In case you have a card
  which has a high annual fee and you want to get a
  reduction in the annual fee one of the most
  common ways is to downgrade the card to get your
  fee waived and not to be charged any future
  annual fees.

Call 1-855-345-0400
8
Cancel Your Credit Card

• If you are not happy with the service from the
  credit card processing company and dont see
  value in maintaining the card with you, you
  should cancel it instantly.
• When it comes time to cancel your card or try and
  keep away from the yearly charge you may get a
  reminder email. You can postpone it or mark it
  entire as soon as you have handled all of your
  tour credit score playing cards.

Call 1-855-345-0400
9
Thank You