Why Travel Insurance ? What is its importance?

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WHY TRAVEL INSURANCE?

• Is it Important to travel ?

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• There is nothing worse than sending a client off
  on an amazing holiday only to have them call you
  about lost luggage or worse that are stuck at an
  airport. Its an unfortunate mishap that you
  cant control but you can advise travellers to
  take precautions.
• Why is it Important?
• In short, you are Travelling against travel
  risks. If you have to suffer any problems in
  baggage or medical issues then the insurance that
  you aviled will help you.
• In case your baggage or luggage has lost or
  stolen then this insurance will help you.
• Most importantly, should you not be able to
  travel due to unexpected medical reasons then the
  cancellation and refund process will be done by
  this insurance.

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10 Benefits of having Travel Insurance

• Medical Emergency Support
• Remote areas got coverage
• For Dental emergencies
• Could get flight cancellation refund and
  reschedule
• Replacement in Lost baggages
• Coverage to whole family
• Safe and secure stays
• Stress Free

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• What does a travel insurance policy cover?
• A comprehensive travel insurance policy will
  provide
• Death and disability cover
• Emergency medical cover
• Losses incurred due to unforeseen cancellation or
  having to cut your trip short
• Personal liability cover
• Luggage cover
• Various other inconvenience benefits, like for
  instance costs incurred when being forced to
  extend your stay due to adverse weather.

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• Is travel Insurance needed for domestic flights?
• Yes, its a choice, not important to take in
  travelling, an insurance package specifically
  tailored to your clients needs could save them
  money in some unfortunate events.
• Are there any exceptions for more vulnerable
  travellers such as pregnant or elderly
  travellers?
• Pregnant travellers will appreciate inclusion on
  a standard approach up until the primary day of
  the 26th week of pregnancy. Any infants conceived
  during the outing won't be secured. With senior
  travellers matured 70 and over, they should pay a
  higher premium and won't get inclusion on prior
  ailments, cardiovascular maladies and
  cerebrovascular infection.

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Things to Know in India Travel Insurance

• Comprehensive travel insurance to cover theft,
  loss and medical problems (as well as air
  evacuation) is strongly recommended.
• Some policies exclude potentially dangerous
  activities such as scuba diving, skiing,
  motorcycling, paragliding and even trekking read
  the fine print.
• Some trekking agents may only accept customers
  who have cover for emergency helicopter
  evacuation.
• If you plan to hire a motorcycle in India, make
  sure that the rental policy includes at least
  third-party insurance.
• Check in advance whether your insurance policy
  will pay doctors and hospitals directly or
  reimburse you later (keep all documentation for
  your claim).
• Its crucial to get a police report in India if
  youve had anything stolen insurance companies
  may refuse to reimburse you without one.

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• If you are planning to visit any travel
  destinations abroad then you are not important to
  take insurance for travel and most importantly,
  unexpected medical costs abroad. By taking out
  travel insurance you are essentially covering
  yourself against travel risks such as lost or
  stolen luggage, cancellation cover (should you
  not be able to travel due to unexpected medical
  reasons) and most importantly, unexpected medical
  costs abroad.
• Considering that the cost of a small medical
  emergency abroad could deplete ones entire
  holiday budget it offers you peace of mind.
  Something routine, like a visit to a GP in the
  UK, could cost upwards of 150 with hospital
  bills easily running into the millions. Travel
  insurance also provides a level of protection
  against currency fluctuations as, although ones
  policy is paid for in local currency, all claims
  are incurred in foreign currencies.

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