Good Reasons to Repair your Credit

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GOOD REASONS TO REPAIR YOUR CREDIT
Presented by RL Kramer
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INTRODUCTION
REASON TO REPAIR YOUR CREDIT
Credit repair does not have exactly the best
reputation as a financial service. Scammers love
to take advantage of people's desire to find a
quick solution to their credit score, which has
resulted in many scams in the industry. But do
not be fooled. Credit repair is a legitimate
service protected by federal law. You have the
right to repair your credit and you have good
reasons to do so.
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Reason 1
THERE IS 1 POSSIBILITY OF 4 THAT YOUR CREDIT
REPORT HAS AN ERROR
This is not an invented statistic. It comes
directly from a study on consumer credit reports
conducted by the Federal Trade Commission. In
2013, the FTC discovered that one in four reports
contained some type of error. Worse, one in five
reports contains an error that would affect the
credit rating of the consumer. And one in twenty
has an error that would result in their score of
25 points or more.Therefore, it is not a small
problem that does not affect many Americans. To
put things in perspective, you also have a chance
among four of being a victim of credit card
fraud. So think of all the steps you take to
prevent fraud. If you do not make the same effort
to keep your credit reports without error, you
will almost certainly leave money on the table.
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Reason 2
YOU CAN INCREASE YOUR CREDIT SCORE IF YOU REPAIR
YOUR CREDIT
To be clear, the goal of credit repair is not to
increase your credit score. The goal is to
eliminate errors in your credit report. But most
of the time, it improves your score. Again, there
is a one in twenty chance that you have an error
that reduces your score by at least 25
points.This means that in the case of a credit
dispute, you can see a fairly large increase in
your score in just 30 days. If you're looking for
a quick way to accumulate credit and get a great
score, this is the place. While improving your
credit score is a welcome side effect of credit
repair, it is often the fastest way to increase
your score.
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Reason 3
YOU CAN REFINANCE ALL YOUR LOANS AT LOWER
INTEREST RATES
One of the main benefits of better credit is
lower interest rates on all your loans. The
interest rates you can claim are directly related
to your credit score. Better credit means lower
rates. It also means that you can enter while
enjoying the low interest rates currently
available. If you obtain a better credit rating,
you can refinance most types of loans 1.
Personal loan 2. Mortgages 3. Car loan 4.
Consolidation Loans 5. Private Loans for Students
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Reason 4
GETTING APPROVAL FOR NEW FUNDS WILL BE A LOT LESS
STRESSFUL

• There is nothing more stressful than waiting for
  a lender to listen if a loan is approved. It is
  stressful to ask if your credit score is strong
  enough to get the loan you want. And being
  rejected for funding is heartbreaking.
• In addition, you can get the best credit cards,
  too. Although there are credit cards for bad
  credit, they usually
• Require you to put down a down payment to open
  the credit line.
• The interest rates tend to be really high as in
  25 APR or higher
• If you have better credit, you get access to
  better credit cards. The best credit cards with
  the most rewards and lowest interest rates are
  reserved for consumers with excellent credit
  scores.

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Reason 5
YOU CAN ALSO NEGOTIATE LOWER INTEREST RATES FOR
CREDIT CARDS
Almost all credit cards have variable interest
rates. Your existing credit card rates go up and
down based on a variety of factors. At present,
as the Fed raises the prime rate, its creditors
are also likely to increase the APR of their
credit card. The good news is that you can call
your creditors to ask for lower rates. The key to
achieving this is a good credit score and an
error-free credit report.
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RL KRAMER
RL Kramer help hundreds of clients with repairing
there credit score with in 120 days. He has many
happy clients that speak about his service and
professionalism. Find more about his service here.
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