FAQ of Group Health Insurance NC by IBA

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Group Health Insurance NC
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What is Health Insurance?
Health insurance is an insurance product which
covers medical and surgical expenses of an
insured individual. It reimburses the expenses
incurred due to illness or injury or pays the
care provider of the insured individual directly.
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Why We Need Health Insurance?
No one plans to get sick or hurt, but most people
need medical care at some time. Health insurance
covers these costs and offers many other
important benefits. Health insurance protects you
from unexpected, high medical costs. You pay less
for covered in-network health care, even before
you meet your deductible.
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What is Individual Health Insurance?
A group health insurance offers coverage to a
group of people, as members of a society or
employees of a company. An organization can
either self-design a plan or choose a pre-planned
insurance policy from the insurance Company. The
policy is beneficial for both employees as well
as employers.
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What is a Group Health Insurance?
A group health insurance offers coverage to a
group of people, as members of a society or
employees of a company. An organization can
either self-design a plan or choose a pre-planned
insurance policy from the insurance Company. The
policy is beneficial for both employees as well
as employers.
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Who Pay for Group Health Insurance?
Group health insurance coverage is a type of
health policy that is purchased by an employer
and is offered to eligible employees of the
company or Organization.
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Advantages For The Employer

• Motivated Employees
• Helps in Retention of Employees
• Low Cost
• Easy Premium Payment Options
• Tax Benefits

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Advantages For The Employees

• Default Insurance Cost
• Institutional Support During a Claim
• No Medical Check-Up Is Required
• Maternity Coverage from Day
• No Waiting Period
• Useful for Employees Wellbeing

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Insurance Brokerage Agency
The Independent Benefit Advisors are here to
listen and help you find the right group health
insurance plan for your small, mid-size, or large
company that is headquartered in NC. We serve the
entire state including, but not limited to
Raleigh, Charlotte, Greensboro, Wilmington,
Asheville, Fayetteville, and everywhere in
between. Contact us today to find out how we can
help make self-design Group Health Insurance Plan
NC benefits uncomplicated and straightforward for
your company.
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The Independent Benefit Advisors
Address 1121 Pemberton Hill Rd Apex, NC
27502 Phone [phone] Toll Free (888)
303-9690 Fax [phone] Email ID
john_at_thebenefitadvisors.com Website
Thebenefitadvisors.com