Fullerton Personal Loan - The Ultimate Financial Assistance

1
Fullerton Personal LoanThe Ultimate Financial
Assistance
2
Benefits

• Loan Amount up to ? 30 lakhs.Note The maximum
  limit for salaried individual is ? 25 lakhs. For
  doctors and other salaried professionals, the
  maximum limit is ? 30 lakhs.
• Provides collateral-free loan of up to ? 10 lakhs
  to self-employed individuals.
• Customised interest rate and appealing loan
  offers.
• Quick approval and disbursal.
• Minimal documentation.
• Longer loan tenure.
• Easily track your loan status.

3
Rate of Interest

• Ranges from 12.99 to 40.
• There are several factors through which Fullerton
  India decide the rate of interest on personal
  loan of each applicant. These are
• Applicants income source.
• Job or business stability. 
• Existing monthly obligations.
• Applicants monthly salary.
• Credit score of an applicant.

4
Other charges
Processing Fees Up to 6.5 of the loan amount
Loan Cancellation charges (loan cancelled before first EMI) ? 1,000
 Foreclosure Charges Before 6 months, not allowed
 Foreclosure Charges Between 7th month and 17th month, 7
 Foreclosure Charges Between 18th month and 23rd month, 5
 Foreclosure Charges Between 24th month and 35th month, 3
 Foreclosure Charges After 36 months, 0
5
Eligibility Criteria

• Applicant must be a citizen of India.
• One should be a self-employed professional or an
  employee of a private limited company, Government
  Organisation or PSU.
• One should be above 21 year old and below 60 year
  old mark.
• One must not be a credit defaulter.
• The minimum salary of Fullerton India Personal
  Loan are as follows
• For Delhi and Mumbai -gt ? 20,000 per month.
• For other cities -gt ? 15,000 per month.

6
Documents Required

• Fullerton Personal Loan Application Form with
  photographs
• Identity proof
• Address proof
• Age proof
• Last 3-months salary slip or bank statement
• Processing fee 
• Form 16
• Income tax return

7
Thank You !!!