Read about what is Public Liability Insurance

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Public Liability Insurance

• What is Public Liability Insurance?

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Public liability insurance is the most general
type of insurance taken out by diminutive
businesses, but with a range of cover choices
available, it's just as well-suited to bigger
firms.
Public liability insurance may be a complicated
idea at first, but by exploring precisely what
liability insurance covers, you can find out just
how much cover you should take out to safeguard
your business in the public sphere.
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Why to have public liability insurance for any
business?
While public liability insurance is not a legal
need for few businesses, it should be believed
necessary if members of the public will be
communicating with your company in any way - from
customers receiving deliveries to customers
visiting your office or work premises. This means
that even home-based businesses should think
public liability insurance if their home office
is also used as a meeting place.
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• If your business comes into contact with the
  common public on a regular basis, public
  liability insurance might be a good concept. Your
  job/work/workplace could cause injury or damage
  to anyone
• If people visit your business place regularly
  (your shop or restaurant, for example),
• If you provide service to the client at his/her
  businesses or homes, or
• If you work is in public (as a builder, for
  example)

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Don't assume you will be safe without public
liability insurance just because you run a small
business, or because you don't deliver the
products. Something as easy as a coffee spill
over a client's computer, or a loose nail causing
a customer to trip while visiting your office,
could cost you thousands if you're uninsured.
Compare insurance quotes today

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