What is Commercial Insurance?

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WHAT IS COMMERCIAL INSURANCE?
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INTRODUCTION

• Coverage for businesses for safeguard against
  potential losses through unforeseen situations
  like theft, liability, property damage, and for
  coverage in the event of an interruption of
  business or injured employees is called as
  Commercial Insurance!

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TYPES OF INSURANCE

• Professional liability insurance
• Property insurance
• Workers' compensation insurance
• General liability
• Equipment breakdown

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• 6. Cyber insurance
• 7. Accidents
• 8. Directors and officers
• 9. Theft

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SIGNS YOU NEED A BUSINESS INSURANCE SOON

• you have a business website
• You have someone to do work for you
• You use a vehicle for your business
• You keep confidential/personal customer data
• you have regular visitors to your business

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1. When you have a business website

• If anyone has issues with the content of your
  website or someone stole the content and images
  of your website then General business liability
  insurance will shield you.

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2. You have someone to do work for you

• If you have an employee and had an accident on
  the job or do something while working for you
  that harmed them, then workers compensation
  insurance will help you pay them.

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3. You use a vehicle for your business

• A commercial vehicle insurance policy will
  protect you when driving for work whether you use
  a personal vehicle or a business vehicle.

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4. You keep confidential/personal customer data

• With the amount of online fraud activity today,
  it is clever to include a cyber insurance rider
  in your commercial insurance services policy to
  protect you in the event of an information
  breach.

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5. you have regular visitors to your business

• A general liability business coverage will
  protect you if someone is injured or their
  property is damaged while they are visiting your
  business.

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CONCLUSION

• If you are a new business owner/contractor, this
  blog will help you guide to learn more about
  commercial insurance services. When dealing with
  commercial insurance companies, you should review
  your business and projects in detail to make sure
  you have the appropriate coverage!

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REFERENCE

• https//insurance-service-blog.weebly.com/
• GOOGLE

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THANK YOU!!!