MicroCreditBulgaria

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MicroCredit
Boulevard Tzarigradsko Shose Office Sofia 1784, ?
137, floor 3
https//microcredit.bg/
THE BEST LOANS ONLINE 24/7
National telephone [phone] fax 02/40 29
292 phone [phone] office_at_microcredit.bg
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Micro Credit
Micro Credit is a company that grants quick cash
loans to both individual users and small to
medium-sized businesses. It is entirely ?xated
on four products, CrediNet, CrediHome, CrediGo,
and CrediTrade. It has over 1,000 credit
counsellors, based in 70 o?ces across the
country and servicing customers online or o?ine.
BEST LOANS ONLINE 24/7
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Application Process
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To apply for a loan, candidates have two
options to visit a local o?ce or to ?ll in an
online application form. If eligible, you will
receive an email with the agreement and a link
to a page that you have to follow. Addi-
tionally, you will be sent a code via text
message which will serve as your signa- ture. It
will be valid 72 hours from the day and time of
receipt. When you enter the code into the
designated box along with your personal
identi?cation number, it will render the
contract valid and legally bind- ing. The money
will be transferred to you immediately, however,
it may take a while before it shows up in your
bank account. Now, if you don't hear from the
company at all, you should contact the support
team to see what they can do about it.
Please note Each loan comes with an
administrative fee that encompasses risk
assessment and paper inspection. It is due after
loan approval and is deducted from the overall
amount so you don't have to visit one of Micro
Credit's o?ces to take care of it.
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Loan Eligibility
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You must be a citizen of the Republic of
Bulgaria
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You must have regular monthly income
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You must be 18 years of age or older
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You must own a valid ID card
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The minimum amount granted to borrowers is 200
BGN and the maximum is 3,300 BGN, with a tenure
spanning from 3 to 12 months. No guarantor is
required
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Products
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CrediHome
CrediGo
CrediTrade
CrediNet
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Products
BEST LOANS ONLINE 24/7
CrediHome To apply for a home loan at Micro
Credit, you only need your identi?cation card to
get started, no additional papers are necessary.
The interest rate is ?xed and you choose to do
weekly or monthly repayments. You are free to
select the tenure plan so that it doesn't strain
your budget. You will be assigned a personal
credit counsellor who can visit you at a time and
place convenient for you, enabling you to pay
the instalments or apply for another loan
from the comfort of your home.
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Products
BEST LOANS ONLINE 24/7
CrediGo This is your go-to product when you are
in need of fast loans spanning from 600 BGN to
3,300 BGN, with no guarantors or collateral
involved. It comes with a ?xed interest and is
payable in equated monthly instalments. In
addition, there is a grace period of 30 days.
The tenure varies from 6 to 18 months
depending on the amount you intend to borrow. You
will receive the money immediately after
approval through one of three channels at the
nearest Micro Credit o?ce, at an EasyPay o?ce, or
via your bank account.
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Products
BEST LOANS ONLINE 24/7
CrediTrade This is a quick cash loan for your
business that ranges from 200 BGN to 3,300 BGN
with a tenure of 3 to 18 months. You are free to
select the period for which the amount will be
sanctioned and then pay in ?xed instalments on a
weekly or monthly basis. There are two main
bene?ts that businesses can reap ?rst, the
interest rate is a tax-deductible company
expense and second, there are no penalties. The
entire process from application to approval is
fast and easy, plus you get a grace period of 45
days for the ?rst instalment. The paperwork that
you have to submit is minimal.
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Products
BEST LOANS ONLINE 24/7
CrediNet This is an online loan that demands no
collateral or guarantors. You only need your
identity card to enrol. All of the steps are
carried out online you choose an amount and
tenure, provide your personal and ?nancial
details, and hit the submit button. Then, all you
have to do is wait for a con?rmation email.
Unless otherwise speci?ed, all the paperwork is
reviewed within two weeks of submission. If you
do not want to wait so long to get the loan,
make sure to request a quick approval procedure
and your documents will be processed in a matter
of minutes.
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BEST LOANS ONLINE 24/7
FAQ Q Can I cancel my application? A Yes, you
can, as long as you still have not signed the
agreement. You need to call or email customer
support to let them know you have changed your
mind about the loan. Q What happens if I can't
pay the instalment by the due date? A It is not
okay to skip payments without giving a heads up.
Make sure to contact Micro Credit and see if you
can work out the problem together. Q Is there
an application fee? A No. Q Why is it taking
so long for my application to be processed? A
The reasons vary. For one, it may be that Micro
Credit has tried to reach you by phone, but to no
avail. Q It appears that I have misplaced my
loan repayment plan. Where can I get a copy of
it? A Try contacting Micro Credit by phone and
email or visiting the local o?ce where you ?led
your application. Q I used to have a loan at
Micro Credit but I paid it back. Now I need a
document stating that I am not legally bound to
you. How do I obtain one? A Micro Credit will
give you a certi?cate which states you have no
credit obligations to ful?l. Please, reach out
customer support to ?nd out more about your
request. Q I want to pay o? my loan early. What
should I do? A If you applied for a loan online,
you need to email Micro Credit telling them on
which day you want to transfer the money. If you
did all the paperwork at one of the company's
o?ces, go back to that place and ask to submit
your request for early repayment. The clerks will
calculate the exact sum you must deliver - it is
di?erent every day. Pick the due date and make
sure to send all instalments on time. Do keep in
mind that bank transfers may take longer to
process.