Fenept-Financial Coaching

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Fenept-Financial Coaching
Having goals is fundamental to success in any
personal, professional and academic area in your
life.  We have variety of goals in our lives
whether it is achieving a specific SAT score,
getting into a college of our choice, starting a
competitive sport, being able to lift heaver
weights or being able to run a 5K. Similarly, we
have professional goals of being able to land a
job, be promoted within the job, buying a house,
car or any personal items that we may wish to
have in our lives.
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Fenept-Financial Coaching
DEBT CREDIT
Many people are not aware of the process of
borrowing money from your 401k plan so I thought
it would be good to share how easy and quick this
process can be for those that may want to explore
this avenue of accessing funds. If you are ever
in the need of funds, one avenue to look to is
your 401k plan.  Most plans have a limit on how
much you can borrow in my experience most of
these plans have 50k as the limit.  You must be
thinking that taking funds out of 401k involves
paying a hefty fee no that is not correct. 
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Fenept-Financial Coaching
FRUGALITY
Ensure sufficient savings are in place prior to
maternity leave.  Plan ahead and start saving
well before pregnancy to avoid any stress caused
by financials.  Depending on circumstances, plan
for the worst-case scenario, meaning that one of
you will have to stay at home after delivery for
at least 1 year without pay (post maternity
leave).  Costs for day care is very high for
infants it may make more sense depending on
circumstances to stay home after delivery, rather
than using day care.  
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Fenept-Financial Coaching
MONEY PSYCHOLOGY
Many of us at times have pondered over
possibilities from working from home and
generating an income.  With the advances in
technology, many opportunities exist today to
work from home 100 and not step a foot in a
physical office.  Although opportunities exist,
one needs to put effort in searching for such
jobs, and also take an initiative to be open to
new ideas and ways of working.
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Fenept-Financial Coaching
Contact Us
8104 Westside Blvd. Fulton MD 20759 USA 410-430-7
586
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THANK YOU
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