Universal Sompo Insurance Services

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Universal Sompo
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Two Wheeler Insurance

1. Like all valuable belongings that need to be
   insured, two wheelers are no exception. Universal
   Sompos two wheeler insurance policy mentions an
   extensive list of coverages, add-ons, optional
   extensions and also exceptions.
2. The coverages are applicable for two wheelers
   that are used for domestic, pleasure and social
   purposes. It can also be availed for two wheelers
   used for professional purposes, except those that
   ferry goods which are not samples.

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Benefits of Two Wheeler Insurance Policy from
Universal Sompo

• Offers third party liability accident cover
• Ensures transparency regarding factors that cause
  depreciation of vehicle parts
• Offers no claim bonuses for claims that have not
  been filed earlier in the tenure
• Includes personal accident cover for the
  policyholder/employed driver
• Offers covers for damages caused due to man-made
  disasters and natural calamities
• Customer-centric services
• Comprehensive add-ons and optional extensions
  that covers a wider range of accidents and
  services that are not covered otherwise. Further,
  the cover can be extended to pillion riders, loss
  of non-electrical accessories and electrical
  accessories, and legal liability cover

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Add-ons of Universal Sompos Two Wheeler
Insurance Plan

• Nil depreciation cover
• Daily cash allowance
• Return to invoice
• Loss of Driving License
• Compensation for additional accidental injury for
  the policyholder
• Selling Price of the manufacturer or On-road
  Price
• Winder PA benefit for the policyholder
• Accidental hospitalisation cover for the
  policyholders family
• Hospital daily cash
• Charges of consumables
• Roadside assistance, whenever necessary
• Cover for damages to engine and gear box
• NCB Protector

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Documents required for Claim Settlement

• Name of the policyholder
• Contact Number
• Time and date of loss or accident or damage
• Location of loss or accident or damage
• Brief explanation of reason behind the of loss or
  accident or damage
• Extent of the loss or accident or damage
• Name, contact information and location of the
  policyholder when the claim is made by any
  individual other than the policyholder

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In case of loss

• Avoid driving the two wheeler until the
  completion of the claim settlement process, as
  the policy would not cover damages caused over
  previous damages.
• Submit a written statement to Universal Sompo
  along with relevant documents as evidence, as
  requested by the insurer.
• Submit a detailed estimate of expenses for
  repair.
• Inform the police in case the two wheeler is
  stolen.
• The insurer will appoint a surveyor to assess the
  loss once claim form and repair estimates have
  been submitted by the policyholder.
• The surveyor will then have to submit his/her
  report to the insurance authorities.
• If bills have already been paid by the
  policyholder, Universal Sompo will reimburse the
  compensation amount or pay it directly.

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Contact

• Visit https//www.coverfox.com/universal-sompo/
• https//www.facebook.com/Coverfox.Insurance/
• https//twitter.com/coverfox
• Toll Free - 1800 209 9970