Small Finance Bank in India

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Grow your wealth withUtkarsh Small Finance Bank
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Our Foundation

• From a Micro Finance Institution (NBFC-MFI) to a
  Small Finance Bank (SFB), Utkarsh Small Finance
  Bank in India, had an incredible journey.
• 2009-10
• First Loan disbursed on Sep 21, 2009.
• Client base of more than 8,000 in Uttar Pradesh.
• 2011-12
• Launched a new Loan Product-Micro Enterprise
  Loan.
• Campaign Client Protection Certificate.

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Our Foundation

• 2012-13
• Received Microfinance India Organisation of the
  Year Award (Small and Medium Category)
• Started National Pension System Services.
• 2013-14
• Upgraded RBI License to NBFC-MFI.
• Client base of more than 3 Lakhs.
• Received Mix STAR (Socially Transparent And
  Responsible) Award.
• 2014-15
• Received Smart Campaign Client Protection
  Certificate.

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Our Foundation

• 2015-16
• Received CIMSMEs MSME Banking Excellence Award.
• Grading upgraded to M1 (Highest) by ICRA Ltd.
• Started Pilot for Affordable Housing Loan
  Product.
• 2016-17
• Received Skoch (Gold) 2016 Award for Inclusive
  Insurance.
• CARE assigned Rating of A (A Stable) on Bank
  Loan Rating.
• Received Final License of Small Finance Bank from
  RBI.

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Our Foundation

• 2017-18
• Launch of full Banking Services by honorable
  Prime Minister.
• Received Commercial Bank status.
• Client base of more than 13 Lakh.
• Current Outreach - Over 400 Banking Outlets.
• Started Wholesale Lending Business.
• 2018-19
• Received MFIN Microfinance Award 2018.
• Client base of more than 15 Lakh

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Our Vision Mission

• To be the trusted financial service provider to
  over 10 million customers by 2021.
• To provide affordable accessible banking
  services which are process centric, technology
  enabled and people oriented resulting in
  reliable, scalable and sustainable institution
  facilitating socioeconomic change.

Vision
Mission
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Save better with us Our High Interest Savings
Account

• Utkarsh Small Finance Bank values your effort of
  saving. Therefore, it offers high interest rate
  on its wide range of savings account. So whether
  it is a basic account, salary account, minor
  account or joint savings account, you get the
  best banking experience through our range of high
  interest savings accounts

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BSBDA BSBDA Small

• BSBDA Savings Account
• The Basic Savings Bank Deposit Account by Utkarsh
  Bank is like any other banking service of savings
  account and is available to all sections of
  society.
• No Minimum Balance required
• Free Debit Card Facilities

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BSBDA BSBDA Small

• BSBDA Small Savings Account
• Apart from high interest savings account, BSBDA
  Small Savings Account offers added benefits
  including a shopping limit of Rs.10,000 per month
  and a withdrawal limit of Rs. 10,000 per month
  from any ATM.
• Every account holder is given the Passbook
  Facility.
• You can benefit from our Four Free Transaction
  per month at all branches too.

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Standard Premium Savings Account

• Standard Savings Account
• Whether you hold an Individual or a Joint Savings
  Account, your account has the potential to earn
  up to 6 interest rate.
• Free unlimited ATM Transactions across all Bank
  ATMs within India
• Classic Rupay Debit Card with Personal Accidental
  Insurance cover
• Quarterly/Half Yearly balance requirement instead
  of monthly.
• Terms Conditions Apply

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Standard Premium Savings Account

• Premium Savings Account
• An account that brings to your privileges more
  than just banking. Premium Savings Account is a
  6 interest savings account with features like
  personalised services, lifestyle benefits,
  various transactional offers, etc. Access to
  Premium Lounge at airports and Lifestyle
  Privileges
• Doorstep Banking Services
• Free online transaction facility.
• Terms Conditions Apply

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Salary Minor Savings Account

• Salary Savings Account
• Salary Account with Utkarsh Small Finance Bank is
  a Zero Balance Account. With this high interest
  savings account you get the benefit of smart
  banking and a range of modern and customised
  investment solutions. 
• Zero Balance Savings Account
• Free and Unlimited ATM Access (own/other) Bank
• Classic/Platinum Debit Card with Personal
  Accident Insurance Cover.

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Salary Minor Savings Account

• Minor Savings Account
• Now introduce your child to the world of banking
  with Utkarsh Small Finance Bank Minor Savings
  Account which is customised specially for kids
  under the age of 18.
• Facility to auto transfer funds to Minor's
  Account
• Classic Rupay Debit Card with Unlimited Free ATM
  access at (own/other) Banks within India
• Lower ATM withdrawal and purchase limits as
  protection against misuse.

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Start Saving for your Dreams

• Explore Utkarsh Small Finance Bank Recurring
  Deposit and Term Deposit Schemes
• Fixed Deposit
• Fixed Deposit is a one-time investment plan that
  gives you greater return at the term end. You can
  earn up to 8.5 interest rate on your Term
  Deposit. If you compare term deposit interest
  rates across banks, Utkarsh Small Finance Bank is
  one of the leading Banks that offers higher
  interest rate on Fixed Deposit Schemes
• Earn higher returns on your surplus
• Enjoy additional returns for senior citizens
• Facility of Quarterly and Monthly Pay-Outs.
• Terms Conditions Apply

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Start Saving for your Dreams

• Recurring Deposit
• Now invest your monthly surplus in our Recurring
  Deposit Account and give your funds a steady
  growth. To help you get started, we accept
  investment amount as small as Rs100. 
• An individual can make a Joint Recurring Deposit
  Account
• Higher interest rates
• The Quarterly compounded interests make you reap
  the most out of the scheme.
• Terms Conditions Apply

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• Explore more investment products with
• Utkarsh Small Finance Bank
• Visit www.utkarsh.bank to know more.

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