Does Home Insurance Cover Roof Leaks

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Does Home Insurance Cover Roof Leaks?

• By Frazier Roofs Gutters
• www.Frazierservices.com

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Home Insurance its Exclusions
Not all insurance covers the same instances. As a
general idea, here is what you can expect from
most homeowners policies regarding roof damage.
Commonly excluded instances are natural disasters
like

• Earthquakes
• Rust and corrosion
• Water damage from flooding
• Power failure
• War
• Government action

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Coverage for Mold Damage

• Coverage for mold damage is based on what caused
  the mold if mold formed due to a pipe breaking,
  your insurance will probably cover this damage.

• If mold developed after you failed to deal with a
  moisture issue in your attic, your insurer will
  classify the loss as neglect and will not cover
  the roof leak.

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Routine Maintenance Of Your Roof

• Getting Routine Maintenance and Inspections on
  your roof helps the likelihood of problems to be
  covered by insurance. If problems arise due to
  neglect on your part, insurance will not cover it.

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