UK Mortgage Market Analysis

1

• UK Mortgage Market Research Report Ken Research

2

• While the market has recovered well since the
  financial crisis, often growing by a double-digit
  percentage year-on-year, rising economic
  uncertainties will dampen the prospects for
  future growth over the coming years. During
  2017-21, gross advances are expected to record a
  CAGR of 5.7, reaching 327.0bn by the end of the
  forecast period.
• On the supply side, an increased supply of new
  homes, stamp duty relief for first-time buyers,
  and tighter controls on buy-to-let lenders will
  improve matters for first-time buyers by reducing
  investor demand for properties. Legislative
  changes in the buy-to-let sector such as higher
  stamp duty and stricter underwriting standards
  will act as a drag on future growth, in what has
  been the standout sector in the years since the
  financial crisis.

3

• Political uncertainty arising from the Brexit
  negotiations has dampened the economy's
  prospects. At the same time, real wages are
  shrinking as annual pay increases fail to keep
  pace with rising inflation. Combined with the
  rapid growth in consumer credit and ensuing high
  levels of household debt, this will limit the
  capacity of consumers to take on significantly
  higher levels of mortgage debt. This report
  offers five-year gross lending forecasts for
  residential and niche mortgages up to 2021, along
  with a detailed examination of the various
  demand- and supply-side factors that will
  determine the market outlook. It offers insight
  into The key macroeconomic, regulatory, and other
  factors that will drive the demand for and supply
  of mortgages over the next five years. The
  outlook for niche sectors, including buy-to-let,
  equity release, shared ownership, shared equity,
  and self-build.

4

• The impressive growth in buy-to-let lending as
  seen over the last few years has come to a sudden
  halt, and is unlikely to resume in the near
  future. Equity release continues to enjoy much
  success, with lending showing significant
  year-on-year growth. Prospects for further growth
  are healthy, with several years' worth of
  property price rises leaving borrowers with
  plenty of capital value to unlock, while the cost
  of equity release products is falling. Lending on
  shared ownership properties will see huge
  percentage increases over the forecast period,
  largely off the back of the government'snew
  Affordable Homes Programme 2016-21. An estimated
  135,000 shared ownership homes will be built
  under this scheme, thus fueling a boom in
  associated mortgage lending.

5
Key Topics Covered in the Report

• UK Mortgage Market Research Report
• UK Mortgage Market Future Outlook
• UK Mortgage Market Size
• UK Mortgage Market Trends
• UK Mortgage Market Demand
• UK Mortgage Market Share
• UK Mortgage Market Analysis
• UK Mortgage Market Research
• UK Mortgage Market Revenue
• Mortgage Market Witnessed Moderate Growth

6

• To know more, click on the link below
• https//www.kenresearch.com/banking-financial-serv
  ices-and-insurance/financial-services/uk-mortgage-
  market-2017-forecasts-and-future-oppo/142698-93.ht
  ml
• Related report-
• https//www.kenresearch.com/banking-financial-serv
  ices-and-insurance/financial-services/australian-m
  ortgage-market-forecasts-future-opportunities/6246
  2-93.html
• https//www.kenresearch.com/banking-financial-serv
  ices-and-insurance/banking/uk-mortgage-market-anal
  ytics/2393-93.html
• Contact
• Ken Research
• Ankur Gupta, Head Marketing Communications
• sales_at_kenresearch.com
• 91-124-4230204

7
(No Transcript)